The right loan, every time!
A VA loan is a mortgage option guaranteed by the Department of Veterans Affairs for eligible Veterans, Service Members, and surviving spouses. VA loans offer low upfront costs and flexible qualification options.
- Low upfront costs
- No down payment required with full entitlement (up to the VA appraised value)
- No monthly mortgage insurance (PMI)
- Gift funds allowed
- No cash reserve requirements
- Sellers may pay for required repairs and closing costs
- No pre-payment penalty
- 580 minimum FICO
- VA Funding Fee applies (helps support the VA Home Loan program)
- The VA Funding Fee may be financed into the loan
- Visit VA.gov for current funding fees and loan closing costs.
If you are a veteran interested in a refinance, visit our VA Interest Rate Reduction Refinance Loan page.
To determine eligibility, provide your Certificate of Eligibility (COE) or Discharge/Separation form (DD214). If you do not have your COE, no problem! Call your loan originator today and they can pull it for you and provide further instructions.
what our customers say
Heather Gatewood and the team at InterLinc Mortgage delivered a truly exceptional experience from start to finish. Heather’s professionalism, responsiveness, and deep knowledge made the entire process feel seamless and stress-free—she took the time to explain every step, kept communication clear and consistent, and ensured I felt confident in every...
04/24/2026
I’ve had the opportunity to work with Ivan Pastor and his team at Texas Capital Lending/InterLinc Mortgage, and they consistently deliver a high level of service for my clients. What sets them apart is their communication and execution. They do an excellent job of guiding buyers through the process, clearly...
04/24/2026
Very good experience buying my house through InterLinc mortgage. Ben and Brian were both accessible and professional during this process. So glad I chose this company and would do so again!
04/24/2026
I had an excellent experience working with Alex Turner as my mortgage lender. From start to finish, he was knowledgeable, responsive, and incredibly easy to work with. He took the time to clearly explain every step of the process, answered all of my questions quickly, and made what can often...
04/24/2026
I had an excellent experience working with Alex Turner as my mortgage lender. From start to finish, he was knowledgeable, responsive, and incredibly easy to work with. He took the time to clearly explain every step of the process, answered all of my questions quickly, and made what can often...
Henderson, KY, 04/23/2026
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