The right loan, every time!
A VA loan is a mortgage option guaranteed by the Department of Veterans Affairs for eligible Veterans, Service Members, and surviving spouses. VA loans offer low upfront costs and flexible qualification options.
- Low upfront costs
- No down payment required with full entitlement (up to the VA appraised value)
- No monthly mortgage insurance (PMI)
- Gift funds allowed
- No cash reserve requirements
- Sellers may pay for required repairs and closing costs
- No pre-payment penalty
- 580 minimum FICO
- VA Funding Fee applies (helps support the VA Home Loan program)
- The VA Funding Fee may be financed into the loan
- Visit VA.gov for current funding fees and loan closing costs.
If you are a veteran interested in a refinance, visit our VA Interest Rate Reduction Refinance Loan page.
To determine eligibility, provide your Certificate of Eligibility (COE) or Discharge/Separation form (DD214). If you do not have your COE, no problem! Call your loan originator today and they can pull it for you and provide further instructions.
what our customers say
Ivan did a magnificent job—truly instrumental in getting my client into their home. I can say with confidence this wouldn’t have happened without him. He consistently goes above and beyond, bringing a high level of knowledge, professionalism, and speed to every step of the process. He had a clear mission...
04/3/2026
Great experience from start to finish. Everyone has been super friendly and has made the home buying process as painless as possible.
Nashville, TN, 04/2/2026
No everything was great
Lamesa, TX, 04/2/2026
Thank you for all your help, willingness to explain, and ability to be a non anxious presence dluring the entire process!
New Albany, IN, 04/1/2026
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