The right loan, every time!
A VA loan is a mortgage option guaranteed by the Department of Veterans Affairs for eligible Veterans, Service Members, and surviving spouses. VA loans offer low upfront costs and flexible qualification options.
- Low upfront costs
- No down payment required with full entitlement (up to the VA appraised value)
- No monthly mortgage insurance (PMI)
- Gift funds allowed
- No cash reserve requirements
- Sellers may pay for required repairs and closing costs
- No pre-payment penalty
- 580 minimum FICO
- VA Funding Fee applies (helps support the VA Home Loan program)
- The VA Funding Fee may be financed into the loan
- Visit VA.gov for current funding fees and loan closing costs.
If you are a veteran interested in a refinance, visit our VA Interest Rate Reduction Refinance Loan page.
To determine eligibility, provide your Certificate of Eligibility (COE) or Discharge/Separation form (DD214). If you do not have your COE, no problem! Call your loan originator today and they can pull it for you and provide further instructions.
what our customers say
We had an outstanding experience working with Robert Bowker throughout the purchase of our first home. From the very beginning, Robert was kind, professional, and incredibly knowledgeable. He took the time to explain every step of the mortgage process in a way that was easy to understand, which made what...
06/23/2026
Thank you so for everything you’ve done to make this an amazing and easy experience.
06/23/2026
Great team with timely responses and awesome structure.
Upton, KY, 06/20/2026
It was a Pleasure working with You Paul
Louisville, KY, 06/20/2026
We had an absolutely great experience through this whole process working with Jill Thompson, Kaylyn Sigler & Christine Carroll! Thank you for making this such an easy process for us we highly recommend INTERLINC MORTGAGE SERVICES!!! 🙌
06/19/2026
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