The right loan, every time!
A VA loan is a mortgage option guaranteed by the Department of Veterans Affairs for eligible Veterans, Service Members, and surviving spouses. VA loans offer low upfront costs and flexible qualification options.
- Low upfront costs
- No down payment required with full entitlement (up to the VA appraised value)
- No monthly mortgage insurance (PMI)
- Gift funds allowed
- No cash reserve requirements
- Sellers may pay for required repairs and closing costs
- No pre-payment penalty
- 580 minimum FICO
- VA Funding Fee applies (helps support the VA Home Loan program)
- The VA Funding Fee may be financed into the loan
- Visit VA.gov for current funding fees and loan closing costs.
If you are a veteran interested in a refinance, visit our VA Interest Rate Reduction Refinance Loan page.
To determine eligibility, provide your Certificate of Eligibility (COE) or Discharge/Separation form (DD214). If you do not have your COE, no problem! Call your loan originator today and they can pull it for you and provide further instructions.
what our customers say
Couldn’t be happier with Alex and his team at InterLinc! Everything went smoothly and Alex made sure I got the best deal that I could qualify for!!!!!
Harvey, LA, 04/17/2026
Alex helped me with first time home buying and was very thorough with everything highly recommend !
04/17/2026
Alex and Cybeil were so incredibly helpful in my journey to buy a home! Everything was done promptly and efficiently, and they were very friendly. Highly recommend to anyone looking for a lender for a home purchase!
04/17/2026
Alex was great and took time after work to help me and was incredibly flexible had a good time working with him! Definitely helped me alot to understand the process as a first time home buyer.
New Orleans, LA, 04/17/2026
yes,very professional and concerning to make sure I was well aware and understood things,as well as providing help with issues
Headland, AL, 04/16/2026
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