Guidelines for a Seamless Loan Approval
To help avoid delays with your loan approval, below is a list of tips that will help you avoid the more common pitfalls during the loan process.
Do's
-
Stay in touch: Keep an eye on your email and voicemail and respond when you can to keep things moving smoothly.
-
Keep paperwork nearby: Hang on to financial documents and new paystubs as they come in.
-
Expect a few extra requests: Lending rules have changed, so we may ask for more documentation than you expect—but there’s always a reason.
-
Share changes right away: Let us know if your income changes, you receive a collection notice, or anything unexpected comes up.
-
Save your statements: Keep complete bank statements (yes, even blank pages!) and note any non-payroll deposits.
-
Planning on gift funds? Tell us early—gift funds just need a signed gift letter and proof of where the funds came from.
-
Keep housing on track: If you’re renting, continue paying rent on time and save proof of payment.
-
Getting ready to move? If you’re selling or renting out a home, we’ll help you know what documents to have ready.
-
Protect your credit: Keep making payments on time—your credit is checked through closing.
-
Travel plans? Let us know if you’ll be out of town around closing day.
-
We’re here for you: Questions pop up—just give us a call. We’re happy to help!
Don'ts
-
Don’t hesitate to ask questions — we’re here to help, even if you’re just getting started.
-
Don’t take on new debt or make big purchases during the process.
-
Don’t open, close, or move credit accounts without checking with us first.
-
Don’t pay off collections or charge-offs unless we advise you to do so.
-
Don’t start new loans, leases, or co-sign for anyone.
-
Don’t allow new credit checks until after your loan closes.
-
Don’t change banks or open/close accounts during the loan process.
-
Don’t make large or undocumented deposits — avoid cash and keep records handy.
-
Don’t delay selling investments if you’ll need those funds for closing.
-
Don’t change jobs or income status without letting us know first.
Great company! If you are looking to buy a home in the Evansville IN area, you need to contact Alex at InterLinc! He is HIGHLY knowledgable, and provides top of the line service! I can't say enough positive things about Alex and InterLink Evansville!
07/31/2026
Great team to work with. Made the process a pleasant non stressful experience. Excellent service & would highly recommend.
07/31/2026
Alex and his team is the most professional and easiest home buying process I have ever had.
07/31/2026
It was a great experience they help us very well made everything very understandable and quick Robert was always keeping us updated on everything that needed to be signed or info that was needed and overall very kind and this was a great experience and not difficult or hard very...
Jarrell, TX, 07/29/2026
Amazing experience! As first time home buyers we did not know what to expect but they made the process so easy and explained every single step as we went. very satisfied!
Jarrell, TX, 07/29/2026
