A great government-backed loan for first-time homebuyers or those with higher debt-to-income ratios. FHA loans have flexible qualifications and only require a small down payment.
580 Min FICO
Max loan amount $356,362 (can vary per county)
FHA Mortgage Loan Limits website: https://entp.hud.gov/idapp/html/hicostlook.cfm
Minimum Required Investment (MRI) of at least 3.5 percent of the Adjusted Value.
1.75% UFMIP (Up Front Mortgage Insurance Premium)
.85% MIP (Monthly Insurance Premium)
Everyone at InterLinc was professional, caring, and knowledgeable. Katie Andy and her team went above and beyond and make the process as easy as possible and made our first home purchase a great experience. We were very fortunate to have had a great realtor and great loan officer to help us on our journey.
The whole team was great. If I had questions they would answer anytime and I mean anytime. They were always available which is the best when you have worries or needs. I couldn't have asked for a more professional or caring staff. Thank you so much for all you did.
Katie and her team were absolutely wonderful! There was nothing they could have done any better. Calls, texts and emails were responded to promptly and all my questions were answered in detail. Katie made me feel like I was her only client and took her valuable time. I can not say enough kind things about her company!
One of the best customer service experiences I have ever experienced. They are extremely responsive and attentive to your every need.
The communication level was impressive. Phone calls were answered or responded to almost immediately. Questions were answered quickly. I felt as if I was their top priority.
I have used the InterLinc team on several deals, including original loans and refis, and they hands down are the best in the business. They close loans fast and without mistakes, but what I like about them most is that they are extremely responsive from first contact though closing. I use InterLinc because I feel like I've formed a personal relationship with their team, and I can call or email them at any time for consultation on possible deals, regardless of whether or not the deal comes to fruition. I recommend them to everyone I talk to that is looking to purchase property.
Absolutely blown away by the service we received. We were well informed every step of the way from initial application to pre-settlement day with cash to close which was far less than originally planned.
We recently refinanced our mortgage with InterLinc after getting our initial mortgage through Paul at InterLinc, and both experiences couldn’t have been any more positive, easy and stress-free. It’s nice to get personalized service from a local person available anytime, any day, who knows our community, as opposed to a huge national corporate bank where you are just a number.
Our overall experience was fantastic. The team was very organized and communicated effectively in all avenues (phone, text, and email). As we all know, purchasing a home can be stressful. Our team was highly efficient, which made our experience pleasant and fun. We will recommend the team to our closet friends and family.
We were very satisfied in the process of purchasing our new home...very professional and amazing communication skills .
