The right loan, every time!
A great government-backed loan for first-time homebuyers or those with higher debt-to-income ratios. FHA loans have flexible qualifications and only require a small down payment.
- Seller contributions up to 6% of the sales price (toward closing costs and prepaids)
- Gift funds allowed
- No first-time homebuyer requirement
- Purchase and rehab financing options available
- Lower minimum down payment requirements
- Minimum 580 FICO
- Maximum loan amount: $541,287 (varies by county)
- FHA loan limit lookup: https://entp.hud.gov/idapp/html/hicostlook.cfm
- Minimum required investment (down payment) of 3.5% of the adjusted value
what our customers say
Every member of the staff was incredibly professional and considerate of our needs. Working with everyone was enjoyable!
05/8/2026
Rory and his team are great people to get to know and let them help you with your future home buying journey. I would definitely recommend them for your home buying needs.
05/8/2026
Very friendly and informative of everything I needed to know
05/7/2026
Every member of the staff was incredibly professional and considerate of our needs. Working with everyone was enjoyable!
Hartsville, TN, 05/7/2026
Jerry was great. 10 out of 10 would recommend. Best experience I've had with a loan officer.
New Brockton, AL, 05/7/2026
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