A great government-backed loan for first-time homebuyers or those with higher debt-to-income ratios. FHA loans have flexible qualifications and only require a small down payment.
Seller Contributions: Up to 6% of sales price (toward closing costs prepaids)
Gift funds allowed
No first-time homebuyer requirements
Purchase and rehab financing available
Lower minimum down payment requirements
580 Min FICO
Max loan amount $472,030 (can vary per county)
FHA Mortgage Loan Limits website: https://entp.hud.gov/idapp/html/hicostlook.cfm
Minimum Required Investment (MRI) of at least 3.5 percent of the Adjusted Value.
1.75% UFMIP (Up Front Mortgage Insurance Premium)
.85% MIP (Monthly Insurance Premium)
Paul and his team were great to work with! I appreciate how quickly they were able to help me close.
Morgan Paige L
2023-07-28
Really enjoyed working with Paul. We also appreciated the time he took to explain every step of the process so we never felt like we were in the dark.
Bryce F C
2023-07-24
As first-time home buyers, we were so grateful for all of Paul’s expert help. He went out of his way to make each step of the process clear, from making our first offer through closing on our new home.
Emily Brennan M
2023-07-10
As first-time home buyers, we were so grateful for all of Paul’s expert help. He went out of his way to make each step of the process clear, from making our first offer through closing on our new home.
Emily Brennan M
2023-07-10
Would recommend and will likely use again one day when it’s time for the next home purchase.
Brian M
2023-07-01
Was a pleasure working with professionals that made it a breeze for a first time home buyer. Thank you for all your help
Bobac K
2023-06-30
Everyone was great. I would like to give special recognition to Paul and Bob. Thanks guys for holding my hand the whole way. I can not leave out Sierra ,she is Awesome! Gave me time to write things down. Just overall a great team.
Normeshia Renee H
2023-06-25
Great experience! As always, Paul and his team kept the communication lines open and worked very efficiently to close in a timely manner.
Betsy Gengo
2023-06-22
They were great to work with. They were especially patient with a first time home buyer like myself.
Eiman Sohail Z
2023-06-20
The entire team at Interlinc was fantastic and made us feel comfortable with the entire process. They were patient when answering our questions and went above and beyond to make sure we were well informed. Kevin M.