A great government-backed loan for first-time homebuyers or those with higher debt-to-income ratios. FHA loans have flexible qualifications and only require a small down payment.
580 Min FICO
Max loan amount $331,760 (can vary per county)
FHA Mortgage Loan Limits website: https://entp.hud.gov/idapp/html/hicostlook.cfm
Minimum Required Investment (MRI) of at least 3.5 percent of the Adjusted Value.
1.75% UFMIP (Up Front Mortgage Insurance Premium)
.85% MIP (Monthly Insurance Premium)
My fiancé and I had a great experience with Shannon and Lorena from start to end. Today we are homeowners because of their amazing help. Communication is key to me. Lorena always kept us in the loop and was very prompt to return our calls, and answer our SMS and emails. She was very organized throughout the process and worked out all the small and big details for our loan. See Shannon and Lorena to get excellent customer service and an approved loan.
Going with Jonathan McDaniel was the best decision my wife and I could have made. He was extremely thorough in explaining how everything worked and providing us with all the information that we could possibly need to make a wise, informed decision. The process was super easy and transparent, and he goes above and beyond for the people that he serves. We would highly recommend him for anyone looking to purchase a home; we can’t imagine anyone doing a better job! Thanks, Jonathan!
Thank you so very much for all of your help in securing our loan for our new home. You were organized & thorough & professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you and you most definitely came through for us. Thank you for your patience as well as treating us as people rather than just home loan customers. You stand above the rest, Shelly!!
These people went above and beyond to help us.
The Best!!! Stress free!! Always kept in contact and provided me with the best service. Never doubted my ability to become a homeowner. Made sure I understood all the background information and broke down everything I needed to know about my mortgage. Best experience.
I must say, this team works incredibly hard to "make it happen" and their communication with the customer is awesome! I know that if you use them once, you will be back! Great job Sheryl, Lindsey, Paige and all the others behind the scenes handling business like nobodys business!
Cathy and her team are amazing! As a first-time homebuyer buying from out of state, I was dreading the process! Would I be able to communicate effectively? Would I be a priority with someone that I never met? I was soooo blessed to be referred to Cathy! Every email responded to promptly! Every question was answered! I came to closing with everything being in place. Cathy and her team were honest and explained things in a way I could understand. Transparency, professionalism and southern hospitality – you can’t go wrong with Cathy, Machelle, and Rachel!
Shelby Weston is our go-to lender. He is honest with our clients and if he says he will get the loan to closing...he means it. He is always available to answer questions and help resolve issues relating to the loan process. I appreciate his integrity and honesty in this business because I know I can count on him to do his part to help our clients achieve their dream of homeownership.
Great service! Great team! Great communication! I am a first time buyer and I had no idea what I was getting myself into and this team made this process taste like cake!
Sheryl and her team can work magic! I’m a real estate agent in FWB and Sheryl has closed two very difficult transactions for me this year. When everyone else said “no way” or wanted to charge very high rates, Sheryl said “yes” and she made it happen. She delivers what she promises and give so much extra. I trust her to do what she promises and more.
