The right loan, every time!
A great government-backed loan for first-time homebuyers or those with higher debt-to-income ratios. FHA loans have flexible qualifications and only require a small down payment.
- Seller contributions up to 6% of the sales price (toward closing costs and prepaids)
- Gift funds allowed
- No first-time homebuyer requirement
- Purchase and rehab financing options available
- Lower minimum down payment requirements
- Minimum 580 FICO
- Maximum loan amount: $541,287 (varies by county)
- FHA loan limit lookup: https://entp.hud.gov/idapp/html/hicostlook.cfm
- Minimum required investment (down payment) of 3.5% of the adjusted value
what our customers say
Couldn’t be happier with Alex and his team at InterLinc! Everything went smoothly and Alex made sure I got the best deal that I could qualify for!!!!!
Harvey, LA, 04/17/2026
Alex helped me with first time home buying and was very thorough with everything highly recommend !
04/17/2026
Alex and Cybeil were so incredibly helpful in my journey to buy a home! Everything was done promptly and efficiently, and they were very friendly. Highly recommend to anyone looking for a lender for a home purchase!
04/17/2026
Alex was great and took time after work to help me and was incredibly flexible had a good time working with him! Definitely helped me alot to understand the process as a first time home buyer.
New Orleans, LA, 04/17/2026
yes,very professional and concerning to make sure I was well aware and understood things,as well as providing help with issues
Headland, AL, 04/16/2026
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