A great government-backed loan for first-time homebuyers or those with higher debt-to-income ratios. FHA loans have flexible qualifications and only require a small down payment.
Seller Contributions: Up to 6% of sales price (toward closing costs prepaids)
Gift funds allowed
No first-time homebuyer requirements
Purchase and rehab financing available
Lower minimum down payment requirements
580 Min FICO
Max loan amount $331,760 (can vary per county)
FHA Mortgage Loan Limits website: https://entp.hud.gov/idapp/html/hicostlook.cfm
Minimum Required Investment (MRI) of at least 3.5 percent of the Adjusted Value.
1.75% UFMIP (Up Front Mortgage Insurance Premium)
.85% MIP (Monthly Insurance Premium)
The entire team is incredible and make all the process so simple. Thank you so much for your help.
Thank you so much for all of your hard work!
Pam has went above and beyond our expectations! She always made sure we understood exactly what was happening and was patient with me when I was impatient. Pam was God sent. By now, she feels like family! Couldn't have asked for a better mtg lady.
Great with keeping you updated and always explained everything so that it was easy to understand. Always called back and kept me informed about any new details from start to finish.
Shelby Weston is THE BEST!! I have worked with him for 15 years of the 30 years I have been in real estate. So as you can imagine, I have worked with MANY lenders over these years. I know a good one from a mediocre one! First and foremost, he ALWAYS takes good care of my customers. AND, he keeps me, the realtor, in the loop. This sounds like a simple task, but apparently, it isn't for many lenders! Secondly, Shelby is available almost 24/7. My customers and I have contacted him on the weekends & late at night – he is responsive & he makes you feel like he was just waiting for your call! Thirdly, he is knowledgeable about all of the new products available as well as fitting the customer with the best one. When he tells you the customer is approved, you have the assurance that he/she really is! Shelby makes my life calmer & easier when he is the lender for one of my customers. I could write a book about his many qualities & attributes, but I think anyone reading this gets the picture. He is “THE BEST”!
InterLinc Mortgage Services, LLC was great to work with. From our initial contact until the day of closing they were very professional, kept us updated on every step of our mortgage loan process, and made our new home purchase a smooth process. I would recommend InterLinc to anyone looking for a mortgage company. Courteous, Caring, Professional.
Great service! Great team! Great communication! I am a first time buyer and I had no idea what I was getting myself into and this team made this process taste like cake!
Eric and his team were amazing to work with and made the home buying process as painless as possible! My fiancé and I had no clue what we were doing as first time homebuyers and Eric and Gina answered all of our questions without hesitation and some of them multiple times!! I would highly recommend them for ANY situation that you find yourself in, lord knows we threw them some curveballs and they knocked every single one out of the park!!! Thank you guys so much for making this dream a reality!!
I was referred to Emmett by a colleague I work with to help my husband and I through the lending process for the purchase of our first house. My colleague said that Emmett would take good care of us and he was right. As first time home buyers, we had A LOT of questions ranging from what we would need to be pre-approved/qualified through what documentation we needed to provide to the underwriters. Emmett was patient with us and was available to answer our questions no matter the time or day of the week. He provided outstanding customer service and has continued to even after the closing. Whether you are purchasing your first or fifth home, I would definitely recommend working with Emmett!
Rory and his team were very pleasant and professional to deal with. Always returned my phone calls or texts. They were great and would use them again.