United States Department of Agriculture (USDA) Loans
Check eligibility here:
USDA Income & Property Eligibility Site
- 100% financing
- No down payment required
- Possibility of financing closing costs
- 620 minimum FICO
- Maximum loan amount: $832,750
- Seller contribution up to 6% of sales price
This mortgage program is designed to support homeownership in rural communities with low mortgage insurance. USDA Loans are backed by the Rural Housing Division of the U.S. Department of Agriculture.
what our customers say
Just a great experience from the beginning, Jerry and his team made sure everything was taken care of in a timely manner
Alaster M A.Fortson, GA, 04/30/2026
Very time communications, very easy to work with, we had a very favorable experience with all.
Margaret C S.Hamilton, GA, 04/30/2026
I am a 1st time homebuyer and everybody made my experince very easy and guided me throughout the whole process. It was an amazing experinece as a 1st time buyer and will definetly recommend.
Orlando R.Maxwell, TX, 04/30/2026
Great Experience!
Seth Phillips .04/28/2026
As first time home buyers, we had the best experience working with Jennifer at InterLinc. She made the process so seamless and we're so thankful to have had her help along the way!
Caroline B.04/28/2026
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