United States Department of Agriculture (USDA) Loans
Check eligibility here:
USDA Income & Property Eligibility Site
- 100% financing
- No down payment required
- Possibility of financing closing costs
- 620 minimum FICO
- Maximum loan amount: $832,750
- Seller contribution up to 6% of sales price
This mortgage program is designed to support homeownership in rural communities with low mortgage insurance. USDA Loans are backed by the Rural Housing Division of the U.S. Department of Agriculture.
what our customers say
Super helpful! Really kind and supportive every step, would recommend to anyone who needs that extra communication
Alondra Perez .07/21/2026
Highly recommend Dominique! She will walk you through the process and always be available if you have any questions!
Robin Gagel .07/21/2026
Awesome service and very concerned on getting me my best loan terms. Very communicative on what they needed to process my loan expeditiously.
Steve Kilby .07/21/2026
Robert and his team have been fantastic and answered an question we had immediately didn't matter what time of day or day of the week it was.
Richard S.Jarrell, TX, 07/19/2026
Always very helpful with my clients! Goes above and beyond.
Tim A.Slocomb, AL, 07/18/2026
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