The right loan, every time!
USDA Loans are available to eligible primary home buyers with low to moderate incomes, for homes located in approved rural areas as defined by the USDA.
United States Department of Agriculture (USDA) Loans
Check eligibility here:
USDA Income & Property Eligibility Site
- 100% financing
- No down payment required
- Possibility of financing closing costs
- 620 minimum FICO
- Maximum loan amount: $832,750
- Seller contribution up to 6% of sales price
This mortgage program is designed to support homeownership in rural communities with low mortgage insurance. USDA Loans are backed by the Rural Housing Division of the U.S. Department of Agriculture.
what our customers say
Workflows were clearly communicated and understood to see what was next in the process to make the entire close process smooth.
07/17/2026
Bob was great to work with. He was always available when we had questions and took the confusion out of the whole process. Everything felt easier to understand, and we were comfortable every step of the way.
07/17/2026
I honestly couldn't ask for better communication and customer service from a lender! From title companies to clients to my weekly update on each buyer.. it has just been amazing to work with Alex and Brion!
07/17/2026
Dominique Ellis with InterLinc Mortgage is a pleasure to work with. She is incredibly responsive, communicates clearly, and is always available to answer questions throughout the lending process. You never feel left wondering what's going on because she keeps you informed every step of the way. Her professionalism, reliability, and...
07/16/2026
Dom the Bomb dot com! Is there a such thing as a magical loan officer? If you are like me and didn't think so, then you obviously haven't done business with Dominique. She is truly a Jedi when it comes to lending. If you are searching, you can stop, call...
07/16/2026
Need a little help?
Let us help you choose the right loan option that is best for you.