A VA IRRRL (Interest Rate Reduction Refinance Loan) provides a streamlined process for refinancing a VA loan to take advantage of lower interest rates or to reduce the repayment period. The VA IRRRL is designed to reduce the interest rate of an existing VA loan or convert an existing VA adjustable rate mortgage loan into a fixed rate mortgage loan.
A VA IRRRL has several benefits, which include, but are not limited to:
A VA IRRRL cannot be used to refinance a non-VA mortgage. It must be a VA-to-VA refinance, and the IRRRL will reuse the entitlement you originally used.
Words cannot express how much I appreciate all of your hard work in getting me financed for my new home. I know at times I was not easy to work with but you managed to keep your composure and always treated me with kindness. Thank you for being understanding. You deserve a medal for putting up with me. You do your job well.
This team was amazing! Not only did they get us the rate that we wanted, but closed us in 20 days!! Thank you so much!!
Rory and his team were very pleasant and professional to deal with. Always returned my phone calls or texts. They were great and would use them again.
Everything went very smoothly. Everything went very efficiently. David demonstrated from the very beginning that he was glad to have me as a customer and made me feel as if i was his only customer.
Alex with InterLinc Mortgage worked around the clock to make our family's dream home come true. He will seriously do everything in his power to make a deal happen, and is accessible throughout the process. I would use again in a heartbeat.
One of the absolute best experiences of buying a house ever. When another company said it wasn’t possible, Jackie and her team went above and beyond to make sure we got our home!! Deal with her made it an enjoyable experience. I would like to thank Jackie for making this happen!!
Going with Jonathan McDaniel was the best decision my wife and I could have made. He was extremely thorough in explaining how everything worked and providing us with all the information that we could possibly need to make a wise, informed decision. The process was super easy and transparent, and he goes above and beyond for the people that he serves. We would highly recommend him for anyone looking to purchase a home; we can’t imagine anyone doing a better job! Thanks, Jonathan!
Mitchell made purchasing a home the most easy and streamline process possible! Highly recommend! -Derek A.
I had the pleasure of working with Rebecca and I'm beyond thankful! She helped me to qualify my clients for the purchase of their home. She made the process easy, she was personable, relateble, dependable and very professional. We were able to count on her for any questions, She always went above and beyond to help us. As a Real Estate agent she allows me to focus on my job in contract negotiations, etc knowing that all aspects regarding the financing will be handle 💯
Shelby Weston is THE BEST!! I have worked with him for 15 years of the 30 years I have been in real estate. So as you can imagine, I have worked with MANY lenders over these years. I know a good one from a mediocre one! First and foremost, he ALWAYS takes good care of my customers. AND, he keeps me, the realtor, in the loop. This sounds like a simple task, but apparently, it isn't for many lenders! Secondly, Shelby is available almost 24/7. My customers and I have contacted him on the weekends & late at night – he is responsive & he makes you feel like he was just waiting for your call! Thirdly, he is knowledgeable about all of the new products available as well as fitting the customer with the best one. When he tells you the customer is approved, you have the assurance that he/she really is! Shelby makes my life calmer & easier when he is the lender for one of my customers. I could write a book about his many qualities & attributes, but I think anyone reading this gets the picture. He is “THE BEST”!
