Branch Manager & Loan Originator
NMLS #: 194999
400 North Loop 1604 East
San Antonio, TX 78232
210-641-7948 - o
210-889-0076 - c
210-920-3602 - f
John Lopez is a Branch Manager and Loan Originator for the John Lopez Mortgage Group, a branch of InterLinc Mortgage Services located in San Antonio. John works alongside his team to make sure all loans are catered to and effectively closed on time. His focus on service has allowed him to build his business from the referrals of satisfied clients and maintains an 80% purchase business. John will go above and beyond for his team, his referral partners, and his clients. His personal hands-on approach allows him to provide excellent service with the attention they deserve.
John’s commitment to his business and his strong work ethic has positioned him to run a successful mortgage branch for nearly 20 years. John received his Loan Originator License, then opened his own mortgage company soon after. Throughout the years he has successfully refined his craft as a Loan Originator with his focus on exceeding expectations and maintaining excellent communication.
John has a strong belief in mentorship, and is currently a member of The CORE Training, a national realtor and lender coaching program. His understanding of the importance to continuously grow, learn and improve are reflected through the guidance of his team and referral agents with consistent training. This extends to each client experience during the home buying process.
Outside of work, John is active in his church where he volunteers his time in the ACTS community and serves on a steering committee for The Lovestrong Marriage Ministry. John is the proud father of three wonderful children and a loving husband to his supportive wife, Erica.
Whether you are buying a home for the first time, purchasing an investment property, looking to renovate, or refinancing your home loan, our commitment to you is to leverage our experience to navigate the complicated marketplace and find the highest quality home loan that fits your unique situation and needs. Our team is not only dedicated to finding the right loan for you, but we will also ensure you are getting some of the lowest mortgage rates available. We pride ourselves on the collaborative relationships we build, and through every branch of our lending family, you will experience exceptional quality from start to finish.
John went above and beyond for us during the home sale. Even when it got rocky, I entrusted John and he delivered. I appreciate the understanding and quality of care you and your team had. I want to thank you and your team for all the help. I also will be returning with future house purchases as you have earned our business for life.
Kevin R M
Thanks for helping us, you made this transaction seamless.
Smooth amazing experience
They were awesome throughout the entire process.
I have bought/sold 15-20 houses before, and this was by far the easiest process I have ever experienced..
Always great working with you guys!
Great communication throughout the loan process. I was able to keep my clients updated at all times.
Great service! I really like Karla too. Great communication.
Great communication! Thank you all for making it happen!
Had a great experience dealing with InterLinc as a first time home buyer with many questions. Thank y'all for answering all of our questions and explaining everything to us as we went through the buying process.
Craig S E
Great experience working with Interlink and John Lopez mortgage.
Mr Lopez is the BEST! I appreciate everything you've done for my clients and myself, thank you Sir!
John Lopez and Karla were very professional and had great communication with us thru out this home buying process. I will definitely recommend Interlinc to anyone purchasing a home.
Dorothy R C
John and his team went above and beyond expectations!
Shevon F B
Y'all were amazing, thank you!
John Lopez always was available during the loan process to answer any questions we had.
Linda S N
John kept this deal alive where another lender had failed. Great perseverance and appreciated the communication.
Got the deal done and did more to ensure we got the final approval with the Clear to Close!! These guys definitely go an extra mile to make sure you get your home.
Luis A H
John and his team are very knowledgeable. They go above and beyond to help. Thanks for everything.
Marisa I B
John and his San Antonio Team went over and beyond to help my husband and I close on our dream home. We had some unforeseen issues that could of caused a huge delay but InterLinc Mortgage was able to help us figure it all out in the end. I don't believe any of lender could have done so. Highly recommend.
Priscilla M G
John did a very good job getting my needs met and keeping consistent communication. I would do business with him again.
Billy M A
Before I met with Mr. Lopez, I wasn’t confident I could buy a home and was very unsure about the home buying process. Mr. Lopez and his team worked tirelessly to prepare my mortgage package and explain each step of this process to ensure I was taken care of, and my many questions were answered. I am very very happy to say I am a homeowner and I know this would not have been possible without Mr. Lopez and his team.
I want to thank you all for helping me I love my house and may God bless you.
Debra J M
John made our loan happened after an unfortunate laid off, thank you for getting us into our dream home!
Karla P N
John, You and your team did an excellent job with our loan. Your recommendation for the 6-month loan lock was outstanding and saved us a bundle! Thank you for all of your help, we love our new home.
Paul R T
I cannot say enough about how effective, professional, and streamlined the process was with Interlinc. I always knew the status of my loan through John and Karla. I will certainly be a repeat customer and I will refer any family and friends to Interlinc. Thank you for a wonderful experience.
Thanks for all your help!
Celia R T
Great communication and follow up. Plan to continue to work with them and recommend our customers.
Great job!! John communicated with Wendy and I on all aspect on the process about purchasing I know home anything that it needed for a job to him and his team and we look to send people his way and hope to do business with him in the future if we purchase another home in the future.
Joseph A F
Thank you to John Lopez and his Interlinc Team, always available by keeping us informed with the process of our new home purchase. Thanks so much! Wendy and Joseph!
Wendy L P
John and the interlinc team were very helpful and professional. Got a second opinion from them and they cut my expenses in half! Really appreciate the hard work that they have done for my wife and I!
Paul A T
My experience was great! No complaints. Thanks for everything!
Eliseo E F
Always a great time! I believe this is our 3rd transaction this year to close together.
Customer service was above and beyond. We did this transaction remotely and the process was seamless. The Interlink system was user friendly and easy. Great experience!
Nikki M M
Robert L P
It was great working with John.
It is always great working with John and the team
John was absolutely fantastic. Great communication throughout the entire process. Willing to go the extra mile.
Michael B P
Excellent customer service. Always willing to answer any questions.
Excellent customer service, highly recommended. Always willing to assist with a smile.
Jaime A C
Seamless experience and easy!
Ryan M V
Thank you there the best
John was extremely professional and helpful throughout the entire process. Highly recommend him!
John has helped me multiple times. He is fair, honest and genuinely a good man. I only want to do business with fair, honest and good people. Thank You John and Team!!!
Edward J D
I want to thank the staff at John Lopez office. Outstanding, Awesome customer service, and very serious at what they do. As soon as I know someone buying a house, I will definitely send them your way.
Burnice W H
Appreciate your hard work, good communications & willingness to assist an otherwise very difficult first-time buyer using public assistance. Well Done!
I appreciated the amount of communication and ease of the process InterLinc provided me!
Emma K G
I had a great experience with John an Interlinc, he was very responsive.
Excellent experience. Very satisfied. Thank you.
Nick V D G
John and his team were awesome!
Service was great !
Everyone was nice and professional they answered every question I ask and explained everything to me I needed to know I would definitely recommend interlinc to family and friends.
Richard C R
The market was rough, the ups and down were frustrating but John and Liz helped me the entire time and never gave up
Michelle M S
The team made what could be a complex process look manageable, always there for us!
Everyone on John's team really worked hard to be there for our family and make our dreams come true. We truly appreciate it and will recommend John to our family and friends.
Valerie Z W
Thank you for all you did to get my family into a new home! You truly have been a blessing!
Derrick L W
Can't wait for another satisfied customer! Great work Interlinc!
John and his Team are amazing!! They worked diligently until my needs were meet and treated me like family. I would highly recommend them to anyone looking for a home loan. Thank you all for making it possible for me to be in my brand-new home.
Sonya A S
John and his interlinc team was awesome. Communicated and facilitated my client's loan very well!
Thank you for everything! You helped us get through so many hurdles and directed us elsewhere, as needed. We appreciate you and your timely responsiveness! Many blessings!
Kimberlie M O
I used Interlinc with John Lopez in 2015 and I received great service then. John Lopez the first and only one I called when I was purchasing this current home. I was given 3 recommendations from the builder, but I turned them all down. I knew I would be taken care by John Lopez’s office.
John and his team are very proactive and pay attention to the details, Everyone in the office works hard from day one To ensure the very best experience.
Love John and his team! They got my loan done fast.
Dana N K
I’m very happy and appreciate all the hard work the Interlinc John and his team complete all the process; definitely happy the recommended to friends & family the need these services!! 😊
Great communication throughout the process and we closed early!!
Thank you to Jackie, John and the whole team!
I am pleased to work with them. They help you on everything they can.
I’d like to refer a friend who is a lender to work with you. I think she may be a good fit for your amazing team.
None at the time. Everything was handled in a timely manner and everyone was very professional. Thank you.
The only process that was difficult was the underwriting. That is to be expected but it makes the process very difficult. John and his team were excellent even with these obstacles.
John Lopez and his team did not stop until the job got done correctly and completely. Thank you so much for your quality and your consistency! Do not think that your long hours, late night emails, and willingness to help your clients go unnoticed. Thank you for your unending hard work. Mortgage is not always easy, but you always make it look easy! Thank you for your grit and grace under pressure John, Monica and Jessica. Thank you to all that was cc on my emails too. John your company’s success is a direct result of your efforts. I hope you know how valuable and important you are to this organization’s mission! Thank you HT
Henok Y T
Everyone was professional and timely. Great customer service!
Linda D H
Great team solid service and attention to detail is number one with John and Interlinc
Team was awesome and got the loan closed a few days earlier than the contract close date!
Jessica E L
Great team to work with! Very knowledgeable and kind.
Great job everyone!
Super helpful through this process!
Thank you all ❤️
The team was awesome, very communicative .. great job
I had a very great experience with you and your staff. And will definitely add you to my list of preferred Mortgage lenders for my clients. Thanks.
Your staff were professional courteous and walked every step of the way! Thank You!
Patricia J F
I had a very seamless process and very confident that that this team had the knowledge and experience to help me with the home buying process. Any challenges were immediately dealt with. Thank you!
John Lopez and his team were very professional.
Great service! Everyone was very helpful and kind. I will definitely recommend to friends and family!
Fabian D R
Great experience and communication everyone was so great from start to finish.
Timothy E E
"On Time and As Agreed!" It’s not just a motto, it is a promise. At InterLinc Mortgage Services, we believe that in order to deliver the “service without exception” experience to each and every one of our clients, we must have the ability to manage every aspect of the mortgage process. As a mortgage company, we provide in-house origination, processing, underwriting, and closing. By using this full-service approach, we do not have to rely on anyone but our own team members to fulfill our commitment to you and get your loan closed “On Time and As Agreed!”
Branch NMLS #: 1136315
400 North Loop 1604 East
San Antonio, TX 78232
210-889-0076 - c
210-920-3602 - f
Copyright 2023 InterLinc Mortgage Services, LLC. All Rights Reserved. NMLS # 205696, NMLS Consumer Access.
InterLinc Mortgage Services, LLC. 5875 N Sam Houston Parkway West, Suite 300, Houston, TX 77086. NMLS ID# 205696. InterLinc is an Equal Housing Lender. Programs, rates, terms and conditions are subject to change without notice. Updated as of 8/22/22
A conventional loan, or "traditional" loan, is a conforming mortgage that follows the guidelines put in place by Freddie Mac and Fannie Mae.
620 min FICO
Down Payment Options:
- 3% First Time Home Buyer
- 5% Primary Residence
- 20% Investment Property
- 10% 2nd Home
Max Loan Amount $726,200
A conventional 97% LTV (loan-to-value) loan is similar to the traditional conventional loan; however, this specific program allows prospective home buyers to purchase a home with only a 3% down payment. To qualify, the following guidelines must be met:
*Other restrictions may apply.
A conventional 97% LTV (Loan-to-Value) loan is an attractive option to first-time home buyers as the qualifying guidelines typically meet their home buying profile. Another benefit of this loan program is that it allows for its entire 3% down payment to come from gifted funds; however, the gift must come from a person related to the borrower by blood or marriage, or the borrower's legal guardian, domestic partner or fiance/ fiancee.
A great government-backed loan for first-time homebuyers or those with higher debt-to-income ratios. FHA loans have flexible qualifications and only require a small down payment.
580 Min FICO
Max loan amount $472,030 (can vary per county)
FHA Mortgage Loan Limits website: https://entp.hud.gov/idapp/html/hicostlook.cfm
Minimum Required Investment (MRI) of at least 3.5 percent of the Adjusted Value.
1.75% UFMIP (Up Front Mortgage Insurance Premium)
.85% MIP (Monthly Insurance Premium)
A VA loan is a mortgage option, guaranteed by the Department of Veterans Affairs, for Veterans who meet the VA's guidelines for military service. VA loans offer low upfront costs for Service Members, Veterans, and eligible surviving spouses.
*To determine your eligibility to participate in this program, just provide your Certificate of Eligibility (COE) or your Discharge/Separation form (DD214). If you do not have your COE, you can request one using form 26-1880.
600 Min FICO
VA Funding Fee - The veteran pays a funding fee to help defray costs of the VA Home Loan program.
VA Funding Fee Table: https://www.benefits.va.gov/homeloans/documents/docs/funding_fee_table.pdf
VA Funding Fee may be rolled into the loan amount
USDA Loans are available to millions of eligible primary home buyers with low to moderate incomes. For homes located in an approved rural area as defined by the USDA. USDA Income and Property Eligibility Site: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
This mortgage option was developed to promote the purchase of homes in rural areas with low mortgage insurance. USDA Loans are backed through the Rural Housing Division of the U.S. Dept. of Agriculture.