NMLS #: 206772
24518 Kingsland Blvd.
Katy, TX 77494
281-371-8555 - o
281-827-6336 - c
281-754-4913 - f
ipastor@txcapital.net
By providing your contact information, you agree to receive text messages from InterLinc Mortgage Services. We will never share, trade, or otherwise sell your personal information such as Phone numbers and SMS consent to third parties under any circumstances. You may opt out of receiving text messages at any time by texting “STOP” to our text messages or via the Consumer Privacy Opt-Out Form.
As a Mortgage Loan Originator since 2003, I can offer an indefinite amount of experience in all types of loan products. I have been with InterLinc Mortgage since 2007 and I am confident in saying that I work for one of the best mortgage companies in the country. InterLinc Mortgage is like a second family to me. The due diligence and dedication the organization has empowers and educates its loan originators.
The knowledge and passion that I have obtained with this organization has made me the seasoned Loan Originator I am today. I have a strong belief that there is never a bad loan; it is a matter of truly understanding every borrower’s unique situation and structuring it accordingly. Being a family man myself, I understand what the expectations are and realize the emotional aspect of the purchase of a home.
I am a bilingual Loan Originator and the decisiveness and sense of duty I poses, has lead me to manage our Hispanic division. It is not just being a bilingual Loan Originator that makes the Hispanic Division successful, but the desire that everyone behind it has. Coming from Latin America and experiencing the cultural shock makes me very approachable to our Hispanic community. This is because we are after the same American Dream. My goal is to help bilingual and non-bilingual borrowers with a personalized touch in their language of preference.
My experience has shown me that personalized service to every single customer during such a significant event is very important. This is crucial for a family that does not speak or confidently understands the language of the majority of their loan documents. I am here to educate, listen and help in one of the most exciting times for most families. I look forward to extending my abilities to you and my community.
Whether you are buying a home for the first time, purchasing an investment property, looking to renovate, or refinancing your home loan, our commitment to you is to leverage our experience to navigate the complicated marketplace and find the highest quality home loan that fits your unique situation and needs. Our team is not only dedicated to finding the right loan for you, but we will also ensure you are getting some of the lowest mortgage rates available. We pride ourselves on the collaborative relationships we build, and through every branch of our lending family, you will experience exceptional quality from start to finish.
NMLS #: 964944
cpastor@txcapital.net
281-371-8555 - p
Ivan went above and beyond for us. He communicated every step of the way and made the process so comfortable. In addition, he was extremely easy to get a hold of for all our additional questions. Thank team Ivan!
Scott W.
He’s great and a top professional.
Sadiq A.
We had a great and seamless experience. Closed on our home right on time. Thanks Ivan and team!
Adele A.
Glad I picked Ivan Pastor and his team for our home loan! Great service and communication!
Markus K.
Myself and my wife would like to thank Ivan Pastor and his team Brigette, Arlene and Miguel for helping with the loan process and securing the loan to get our dream home.
Narayana M.
We are very grateful to Ivan Pastor for making the loan processing move with ease.Thanks a lot to his team to make it happen 🙏
Meera N.
Muchas Gracias por toda La ayuda que nos han brindado Estamos contentos
Franco O.
My wife and I are very pleased with Ivan Pastor and his team. Everyone did an outstanding job at explaining everything and assisting us with the preparation of documents. The experience was made easy and smooth going. From beginning to end there is nothing bad to say, other than if anyone out there is looking to purchase a home I highly, without a doubt recommend Ivan Pastor and his team.
Stevie A.
Well communicated throughout the process.
Pedro F.
Ivan and Becca are great at communicating with me. They made me feel like they're always available for me and answered my questions at any time. Thank you both for your remarkably human approach.
Alejandro C.
The Ivan Pastor team went above and beyond what any other we’ve worked with.
Karen M.
The team did an awesome job helping us get our dream home. Thank you very much.
Reynaldo R.
Communication was effective and Bridget really was a key part of getting us ready for pre approval.
Matthew D.
Great and fast.
Nguyen D.
This was a fantastic and very streamlined experience. The communication was exceptional. I never had to guess where we were at in the process. I will definitely be looking to y’all for any home investments I might have in the future.
Maurice J.
Ivan Pastor and his team are phenomenal! Their consistent support has been instrumental in us achieving our dream of becoming home owners!❤️ I will forever be grateful to Ivan Pastor and his team! Kudos to them all!👏
Belinda R.
Ivan answered all my husband’s answers with the most quick and efficient manner.
Leticia L.
Un proceso muy educativo y satisfactorio para la familia
Nieves R.
Smoothest process with minimal conditions. Great communication. Ivan, Miguel, and April were great.
Ericka L.
As a first-time homebuyer, you made this process smooth and easy with good communication, very professional. I'm very happy with your services. Thank you Ivan pastor and team
Medesse D.
Everything was smooth and easy. The app made it very convenient. Great people that helped us along this loan process. Thank you again
Cam N.
Very professional and good service
Ingrid C.
Effective communication and professionalism. Thank you for helping us achieve our goal.
Norberto J.
Had an excellent overall experience buying a house with your team. Everyone worked great together. Very connected as a team. Stephanie is an outstanding realtor. Has so much knowledge. Will definitely refer anyone to your team if looking to buy or sell a home. Thank you for all your help and time in making buying our home a success! God bless
YANETT V.
We have been in the home buying process before but this was the most seamless process I have ever been in. From start to finish, everyone communicated verbally, through the app, and/or email exactly where we were in the process, and what was what was needed from us. 5-Star service from everyone we interacted with. We were also on a tight timeline and they worked with us with patience, yet still with urgency. I am very grateful to have gone through this process with Pastor’s team to purchase our dream home. I will highly recommend any and everyone to them. Thank you all so much!
Bianca R.
Everyone put in so much effort and energy to get our dream house as soon as possible. The team working on our case were phenomenal and very patient with us. We appreciate it so much and are excited for our new house!!
Riyad A.
Great help! Made the experience seamless
Alex T.
Ivan and team made the process very easy
Miguel A.
Exceptional service, speedy, friendly and communicative.
Minh N.
Me ayudaron en todo, sentí que facilitaron el proceso
Erick E.
Having the ability to downloaded the app and submitting all the docs thru the app it’s absolutely awesome , it saves so much time and it’s super easy to use. I absolutely enjoy it and it keep me posted with everything that was going on regarding my loan status. The ability to sign and submit all docs thru the app it was a great joy.
Yuri R.
Great team with great communication and knowledge!Thank you for all your help!
Whitney G.
Thank you for diligently working to complete the home buying process for my family. Hope your family has a happy holidays.
Jay H.
Iván y su grupo fueron excelentes en hacer mi proceso menos difícil, no había tenido buena experiencia antes, me guiaron y me ayudaron a cumplir mi sueño de ser dueña de casa. Recomendados!
Erika Y.
We were all new to the process here in USA and Ivan and his great team made the process so easy and without stress or concerns. if we come across anyone who is considering buying, we will definitely recommend him and his team for sure
Gary D.
I am so grateful for your entire team! Thank you for working to help us become homeowners! Claudia, thank you for your patience and always answering my questions making me feel fully prepared for the process!
Amanda M.
Ivan is phenomenal!
Jawara C.
Awesome customer service from the whole team. Ivan was magnificent. I really appreciate working with the whole team. Everyone was super excellent.
Nigel J.
Smooth easy process. They make the home buying experience easier
Luis M.
Sentimos que en todo nuestro proceso siempre hubo un buen acompañamiento y explicación Mi esposo y yo estamos agradecidos con Iván y Miguel que siempre fueron muy amables y colaboradores.
Diana I.
Was a great experience, all the time I have the greatest people that help me with the information.
Maria P.
It was just perfect. Answer all my questions on time and was on top of my loan at all times.
Angel E.
Texas capital and interlinc are awesome 👏 Ivan pastor and his team will take care of you 100%
Jose A.
The process was really straightforward and very stress free.
Richard W.
Ivan and the team explained everything as simple as it could be to get this lending process to go smoothly as possible even though it was an long process we did it together thank you Ivan an team highly recommend 10/10 our new house is amazing
Luis S.
The entire process was a breeze with Interlinc. From prompt, professional communication to the speed of execution. From start to finish, we closed in less than 40 days. We are very satisfied and grateful for Interlinc, Ivan, Teresa and Christine.
Dawn C.
Everyone in this team did an exceptional job of communicating and processing my loan and Im extremely grateful for this opportunity to be a homeowner again. Thank you all!
Gustavus A.
Ivan will always be my go to guy. He always does a good job. Very professional, communicates well and always available to help.
Joel M.
Ivan Pastor was wonderful. He always took my calls and always notified and kept me as an agent up to date.
Monica A.
I was on the seller side and it was a good experience. I like the fact that they are bilingual and I loved the videos and the information they sent during the time of communication throughout the process.
Erika O.
Very friendly and informative people.
Roger A.
Excellent, 100% recommended!!
Esteban D
Everyone said that buying a home was going to be super stressful but thanks to the Ivan Pastor team it was so easy and smooth!!! Shoutout to Claudia Pastor and Danny and Vanessa Fuentes on such a smooth process!!
Stacy E.
We are so gratefull with Ivan Pastor team, very professional an excellent service. We are more than happy to achieve this goal and Ivan Pastor Team was part of it. Great experience.
Karla M.
Everyone on the Pastor team is awesome!
Vanessa F.
Keep on keeping on. We owe it to our buyers to give it all we have. Thank you for being the linc to home ownership...see what I did there 😉. Appreciate you bud!
Luis L
Dear Ivan, thank you for making this process as easy as possible. You were able to meet my expectations and were able to work around my crazy schedule. I definitely will recommend you in the near future!
Erendira P
Excellent service from all the team.
Lilibeth M
They are very professional and friendly.
Elmer A.
I love how you are extremely efficient on Customer Service. Updates and how you explain every step with great detail. I love the Happy Bday , greetings to our clients, these are reminders to me to stay in touch with our clients.
Delia B.
Ivan was great!
Bob B
All the team members are amazing!
Liliana E
Tuve un poco de problema con las respuestas que necesitaba, porque se tardaron para responder me, pero no fueron todos,
Ruth E
Thank you for making my first time home buying experience a great one
Jose M
Excellent experience, your attention and responsibility was careful throughout the process
Adelso U
Very appreciative of Claudia and her Team for making this miracle happen to my family. thank you so very much.
Juan S.
Very professional and good service
Mason M
Ivan, thank you so much for, for all your help, let's help more families to make dreams come true, Thank you!
Edna J
Quick response and everyone is very knowledgeable and helpful.
Maria J.
It was a very professional and fast experience. Great service all around. Thank you.
Asmir K
Exelente servicio, Ivan pastor y Zuly huerta estuvieron de manera muy profesional y amable aclarando todas mis dudas en el proceso, en lo personal son personas eficientes y dedicados a su desempeño en el proceso
Jose R.
Process was easy and less challenging. The communication line was always open, that makes everything easy for us. Thanks
Richard E.
The team was extremely professional and answered every question I had about the mortgage process. Their online system was super easy to use and made the home loan process pretty painless.
Bailey O
Excellent service and attention. Both Tedi and Ivan were very courteous and professional. They always answered my calls and answered all my questions.
Ranier E.
I received the best service ever! I will refer and continue using you in the future. Becca was the best and was so helpful she went above and beyond for me. She’s a keeper. I am forever grateful for all you all do (:
Crystal B.
Great overall experience. Ivan's team was able to get me to my closing in record time, and they walked me through every step of the process explaining everything well.
Agnieszka W
Very good experience with Interlinc very helpful
Jose C.
They all are very good and professional team, thank you.
Ricardo G.
Excelente equipo de trabajo, muy agradecidos por toda su ayuda y paciencia…
Magnelly O
Great service, quick, and responsive.
Valerie G.
I want to thank the whole team that was involved during our process of first time buyers. We are truly grateful for the great service we were provided. Every time we called about a question, we were always taken care of. My family and I are very pleased and we look forward to working with you again in the future. God bless always! Thank you all.
Claudya M
This process went very smooth all thanks to the team who helped me accomplish my goal. I appreciate everyones attentiveness and help along the way.
Omar M
Ivan pastor and his team… 100% customer service…
Jesus A
Good working with you. If I hear someone looking for a loan. I will reachout.
Jackline W
You guys were thorough and professional. I will definitely return for future needs.
Robert P.
The Ivan Pastor Team are the BEST!!! They went above and beyond to help us with this transaction.
Maria P.
You guys were amazing with communication! Any questions I and my buyers had were answered right away
Sonia R.
Amazing costomer service!!! My wife and I are so happy to be a home onwer, Ivan Pastor's team has effective communication and professionalism. I highly recommend Interlinc Mortgage
Senakpon H.
Brigitte did an amazing job!
Edgar J
I am very grateful with everyone for their assistance along this journey
Ana C
Ivan was great to work with and with definitely use again and recommend to friends and family
Ronald C.
Great team!
Teshica C
Claudia was a pleasure to work with. Very knowledgeable and thorough. Never made me feel rushed and took her time to explain things to me.
Kateisha K
Very proactive team and helpful at all times, I really recommend them
Rafael V.
Thank you for helping my client Aline Almazan. The process was smooth, all was ready in advance of closing date. Information was always timely and accurate. Will recommend to everyone with no hesitation.
Luis C
Great there always there willing to help.
Aline A
Thanks Ivan ! As always very professional and effective 💯
Desire G.
I would like to thank Mr. Pastor and his team for the great job they provide. Thank you for making the process very smoothly and the patience you provide your clients.
Alfredo E.
We had a great experience working with this team :)
Andrea D.
I tell everyone from agents, to clients to other vendors about how amazing your team is. Love you!
Monica F
I want to first and foremost thank all of you for putting up with me. I know I'm not the easiest but I truly appreciate all of you. Thank you for your time and diligence to making this dream come true for me. My family and I are extremely happy and excited!!
"On Time and As Agreed!" It’s not just a motto, it is a promise. At InterLinc Mortgage Services, we believe that in order to deliver the “service without exception” experience to each and every one of our clients, we must have the ability to manage every aspect of the mortgage process. As a mortgage company, we provide in-house origination, processing, underwriting, and closing. By using this full-service approach, we do not have to rely on anyone but our own team members to fulfill our commitment to you and get your loan closed “On Time and As Agreed!”
Branch NMLS #: 312440
Copyright 2024 InterLinc Mortgage Services, LLC. All Rights Reserved. NMLS # 205696, NMLS Consumer Access.
InterLinc Mortgage Services, LLC. 5875 N Sam Houston Parkway West, Suite 300, Houston, TX 77086. NMLS ID# 205696. InterLinc is an Equal Housing Lender. Programs, rates, terms and conditions are subject to change without notice. Updated as of 8/22/22
By providing your contact information, you agree to receive text messages from InterLinc Mortgage Services. We will never share, trade, or otherwise sell your personal information such as Phone numbers and SMS consent to third parties under any circumstances. You may opt out of receiving text messages at any time by texting “STOP” to our text messages or via the Consumer Privacy Opt-Out Form.
A conventional loan, or "traditional" loan, is a conforming mortgage that follows the guidelines put in place by Freddie Mac and Fannie Mae.
620 min FICO
Down Payment Options:
- 3% First Time Home Buyer
- 5% Primary Residence
- 20% Investment Property
- 10% 2nd Home
Max Loan Amount $806,500
A conventional 97% LTV (loan-to-value) loan is similar to the traditional conventional loan; however, this specific program allows prospective home buyers to purchase a home with only a 3% down payment. To qualify, the following guidelines must be met:
*Other restrictions may apply.
A conventional 97% LTV (Loan-to-Value) loan is an attractive option to first-time home buyers as the qualifying guidelines typically meet their home buying profile. Another benefit of this loan program is that it allows for its entire 3% down payment to come from gifted funds; however, the gift must come from a person related to the borrower by blood or marriage, or the borrower's legal guardian, domestic partner or fiance/ fiancee.
A great government-backed loan for first-time homebuyers or those with higher debt-to-income ratios. FHA loans have flexible qualifications and only require a small down payment.
580 Min FICO
Max loan amount $524,225 (can vary per county)
FHA Mortgage Loan Limits website: https://entp.hud.gov/idapp/html/hicostlook.cfm
Minimum Required Investment (MRI) of at least 3.5 percent of the Adjusted Value.
1.75% UFMIP (Up Front Mortgage Insurance Premium)
.85% MIP (Monthly Insurance Premium)
A VA loan is a mortgage option, guaranteed by the Department of Veterans Affairs, for Veterans who meet the VA's guidelines for military service. VA loans offer low upfront costs for Service Members, Veterans, and eligible surviving spouses.
*To determine your eligibility to participate in this program, just provide your Certificate of Eligibility (COE) or your Discharge/Separation form (DD214). If you do not have your COE, you can request one using form 26-1880.
580 Min FICO
VA Funding Fee - The veteran pays a funding fee to help defray costs of the VA Home Loan program.
VA Funding Fee Table: https://www.benefits.va.gov/homeloans/documents/docs/funding_fee_table.pdf
VA Funding Fee may be rolled into the loan amount
USDA Loans are available to millions of eligible primary home buyers with low to moderate incomes. For homes located in an approved rural area as defined by the USDA. USDA Income and Property Eligibility Site: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
This mortgage option was developed to promote the purchase of homes in rural areas with low mortgage insurance. USDA Loans are backed through the Rural Housing Division of the U.S. Dept. of Agriculture.