A conventional 97% LTV (loan-to-value) loan is similar to the traditional conventional loan; however, this specific program allows prospective home buyers to purchase a home with only a 3% down payment. To qualify, the following guidelines must be met:
*Other restrictions may apply.
A conventional 97% LTV (Loan-to-Value) loan is an attractive option to first-time home buyers as the qualifying guidelines typically meet their home buying profile. Another benefit of this loan program is that it allows for its entire 3% down payment to come from gifted funds; however, the gift must come from a person related to the borrower by blood or marriage, or the borrower's legal guardian, domestic partner or fiance/ fiancee.
Katie was very helpful and helped answer all of our questions at all times.
Very professional. Always replies promptly. Great home buying experience with Katie.
Tim and the Team are always amazing! Thank you so much for everything and look forward to many more!!
Casey is amazing! She makes sure to give real time updates and realistic expectations throughout the whole loan process.
I would like to thank Katie and her team, I loved the experience of working with them, they were always on top of everything, they returned my calls every time I needed some help, and they kept me informed of the process the whole time. The experience that can be very stressful was extremely good thanks to Katie and her team.
Great experience
Katie and the team are excellent!
Suzanne Steele was incredible and fast with providing what I needed to purchase my home. She made this process very unique and unforgettably great. There will never be another Mrs. Steele!
Kevin is always phenomenal! He is always on top of his clients, ensuring we are on track for a seamless close 
One of the best systems I've seen to date.
