Thinking about refinancing but not quite sure what all that entails? You’re in the right place! Read on for some beginner information to help you on your refinance journey.
What is a Refinance?
First off, what is a refinance? Simply put, a refinance involves paying off one loan with the proceeds from a new loan using the same property as security. A refinance typically will result in a new interest rate, payment schedule, and loan terms. Refinancing helps you reduce your loan balance faster, allows you to own your home free and clear sooner, save more money per month, tap into equity and enjoy peace of mind!
What Do I Need to Refinance?
Once qualified, you’ll need to submit some required documents in order for your Loan Originator to get started on your new loan. Those include your warranty deed, title insurance, homeowner’s insurance and flood insurance polices, property survey, mortgage payment coupon and association or condo payment coupon.
How Do I Get Started?
Interested? Our qualified Loan Originators are ready to help! The first step is to submit an application which you can find here: https://interlincmortgage.com/apply-now
For being a first time buyer, the process was incredibly smooth thanks to the team at Interlinc. They have been extremely helpful and have answered all my questions. Their communication through every process has given me a better understand of everything goes into buying a home.
Liberty J
Everything went great. Easy to work with. Answered all questions promptly. Great experience.
Robert L
Thank you to Paul, Amanda, and the rest of the team for making this process smooth and helping us feel comfortable during our first home buying process!
Celeste M
You all were awesome! Thank you!
Elsbeth E
Originally, I was hesitant to approach this process given my wavering mindset on where I stood in my journey to purchase a house after 8 years of renting. In talking with Paul initially, he provided sound guidance and confidence in his abilities to understand my needs, set goals, and deliver to outcomes. I am very appreciative of the effort that Paul and his team put forth to make this a successful process and get my family back into our first home ownership status in 8 years.
James B
We recently purchased our new home, and our loan officer Dominque Ellis was instrumental in making this process smooth and stress-free. From the very beginning, she exhibited an exceptional level of professionalism, expertise, and dedication.Dominique took the time to thoroughly explain every step of the loan process, ensuring we fully understood our options and felt confident in our decisions. She was always available to answer our questions, no matter how small, and responded promptly to emails and calls. This level of communication made us feel valued and supported throughout the entire journey.One of the standout aspects of working with Dominique was her attention to detail and proactive approach. She anticipated potential challenges and addressed them before they could become issues, which greatly expedited the closing process. Her deep knowledge of the mortgage industry and keen insight into our financial situation helped us secure the best possible terms for our loan.Furthermore, Dominique demonstrated genuine care and commitment to our family's needs, which went above and beyond our expectations. It was clear that she wasn’t just interested in closing a deal, but in helping us achieve our dream of our forever home.Thanks to Dominique, we are now enjoying our new home and couldn't be happier with the service we received. We highly recommend her to anyone in need of a mortgage professional. She is truly outstanding at what she does, and we are grateful for all her hard work.
Crystal R
You’ll were very helpful. If we had a question all we had to do was ask and you were quick to get back with us!
Cheryl A
Great experience!
Aiden A
You’ve all gone above and beyond for us especially in the short time frame we had to work within. I will be recommending you to everyone I hear talk about buying a house.
Justin W
Paul has been very thorough and quick to respond to all questions we had through the process. Great experience!
Hayley E
Copyright 2024 InterLinc Mortgage Services, LLC. All Rights Reserved. NMLS # 205696, NMLS Consumer Access.
By providing your contact information, you agree to receive text messages from InterLinc Mortgage Services. We will never share, trade, or otherwise sell your personal information such as Phone numbers and SMS consent to third parties under any circumstances. You may opt out of receiving text messages at any time by texting “STOP” to our text messages or via the Consumer Privacy Opt-Out Form.