A VA IRRRL (Interest Rate Reduction Refinance Loan) provides a streamlined process for refinancing a VA loan to take advantage of lower interest rates or to reduce the repayment period. The VA IRRRL is designed to reduce the interest rate of an existing VA loan or convert an existing VA adjustable rate mortgage loan into a fixed rate mortgage loan.
A VA IRRRL has several benefits, which include, but are not limited to:
A VA IRRRL cannot be used to refinance a non-VA mortgage. It must be a VA-to-VA refinance, and the IRRRL will reuse the entitlement you originally used.
Melissa Fuller did a great job. Without you not much would happen. Thank you
Casey was so patient when helping us out. We were buying a house from a family member who was difficult. She helped us get through the entire process with ease.
As a repeat customer I will come back again in the future and will recommend this company to other potential mortgage customers
I am very pleased with Tim's level of knowledge and responsiveness. I would highly recommend Tim and INTERLINC to anyone I know.
Tim and the whole team were great to work with!
Working with Tim and his team always makes the transaction smooth and easy.
Very helpful with any questions I had. The whole process from start to finish was great
I love the personal touch of the staff at Interlinc. I didn’t just feel like I was just a client with no human connection. Professional but family experience as well. Thank you so much!
Casey was great to work with!
Sherri was absolutely amazing with helping us purchase our first home. She truly went above and behind to make are first time home buyer experience. 10/10 would recommend!!
From the very first time we spoke to Tim, we knew he was here to help us. From day one, he told us not to worry, he will get us to the finish line. And he did. With the help of Courtnie and Lisa, they got us to the finish line. Tim and his staff were patient with all of my questions and kept me calm when I had myself convinced we weren't going to get approved. We don't have enough words to thank them. They are simply amazing!!!
We had such a great experience working with you all!
This was such an easy experience for me being a first-time homeowner with so many questions and uncertainties. This whole team was great with me and I greatly appreciate each and every one of them!
We had a great experience with Interlinc. The process of completing the application and submitting all the required documents was super easy. Just watch your email and the online portal, respond quickly to their requests and you’ll sail right through. I give credit to my lending team Sherri, Crissy, and Kayla. They were responsive, provided clarity and detail when we needed it, and kept us on track to close. I will recommend Interlinc to anyone I know buying or refinancing their house.
Tim was great but Sarah was the one who really knocked it out of the park with us.
I just want to say that I absolutely LOVE Haley, she was very professional, responsive and also eased my worries as I was a first-time homeowner. When I say Haley was there for me EVERY step of the way, I mean it and I also appreciate it. This was a VERY smooth process and if I had to do it all again, I will certainly choose Haley and Tim with NO questions!!!! Thank you all for everything you both did for me all within a months’ time. I will forever remember you'll and will refer anybody that ask me about my process.
Tim was wonderful to work with. Absolutely LOVED the updates. This entire transaction was extremely smooth from start to finish. Excellent job!!!
I loved working with Tim Murphy's team! They are so professional, and pleasant.
Highly professional, knowledgeable, and responsive. Thank you so very much for all of your help in securing our loan for our new home.
This was an incredible process. Sherri and Lisa guided me through it like champs. Love Interlinc!
This was the best experience I ever had with the home buying process. Everyone I spoke with was very pleasant and felt almost like family. Haley was awesome! She always responded in a timely manner, and very detailed. I’m glad I got the opportunity to work with everyone.
It was a pleasure working with Interlinc. The whole team did an excellent job. Very professional, transparent and friendly.
From start to finish the whole process was smooth. Casey explained everything to me that I was concerned about, I really appreciate that.
I want to personally thank Sherri Bowen and her team. Very professional and responded quickly to the client and me. They worked hard with this last client. But through all the up's and down's they closed this transaction earlier. I would recommend this loan officer to all my home buyers.
Sherri was excellent. She was always available when needed and she walked me through the process at my own pace to ensure I understood everything.
Everyone was great to work with! Haley was who I had the most communication with and she was amazing. I had many questions with my first-time refinancing, and her responses were fast and clearly answered my questions. I'd highly recommend Interlinc.
Thank you for meeting with us to explain the loan process from start to finish and being patient with us as we made it to the finishing mark!
Tim and the Team are always amazing! Thank you so much for everything and look forward to many more!!
Casey is amazing! She makes sure to give real time updates and realistic expectations throughout the whole loan process.
One of the best systems I've seen to date.
Everyone was very helpful during the process. The online resources were also very convenient when it came to submitting and receiving documents. I live a busy lifestyle so it was perfect for me. I only had to go into the office for closing. Thank you to everyone that helped me!
Very pleased with Sherri and her team very grateful for them from start to finish Sherri gave me hope that I was going to get my loan. I did as she asked, she did her part and more and I got my loan. Super excited and happy client.
Thank you for all your help in making things as smooth as possible for us during this process! Always a pleasure working with you and your employees!!! Highly recommended and always looks for what’s best for the customer!
