United States Department of Agriculture

USDA Loans are available to millions of eligible primary home buyers with low to moderate incomes. For homes located in an approved rural area as defined by the USDA. USDA Income and Property Eligibility Site: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do


100% financing

No down payment required

Possibility of financing your closing costs

640 Min FICO

Max Loan Amount $510,400

Seller Contribution 6% of Sales Price



This mortgage option was developed to promote the purchase of homes in rural areas with low mortgage insurance. USDA Loans are backed through the Rural Housing Division of the U.S. Dept. of Agriculture.