A conventional loan, or "traditional" loan, is a conforming mortgage that follows the guidelines put in place by Freddie Mac and Fannie Mae.
620 min FICO
Down Payment Options:
- 3% First Time Home Buyer
- 5% Primary Residence
- 20% Investment Property
- 10% 2nd Home
Max Loan Amount $726,200
A conventional 97% LTV (loan-to-value) loan is similar to the traditional conventional loan; however, this specific program allows prospective home buyers to purchase a home with only a 3% down payment. To qualify, the following guidelines must be met:
*Other restrictions may apply.
A conventional 97% LTV (Loan-to-Value) loan is an attractive option to first-time home buyers as the qualifying guidelines typically meet their home buying profile. Another benefit of this loan program is that it allows for its entire 3% down payment to come from gifted funds; however, the gift must come from a person related to the borrower by blood or marriage, or the borrower's legal guardian, domestic partner or fiance/ fiancee.
Katie was a pleasure to work with. She is extremely knowledgeable, professional, and always returned calls in a short period of time.
Edward D V
If you are looking for an amazing experience, then look no further than Katie Andy at Interlinc Mortgage.
Lindsey and Diane were wonderful!
Diane and Lindsey and the whole team made the process super easy!!
Katie is always great.
The Team is a great one! They are professional, empathetic, and ready to help to the best of their capability. I will always recommend this team!
Best lender we have ever had! Great communication with the entire team and very very timely! Would recommend 10/10.
Katie was great. She helped us from A to Z. She was very knowledgeable and detailed about the whole process and made it very seamless. We truly enjoyed working with her.
Brandon D S
ADEWALE M A
The professionalism, skillfulness and honesty is something you cannot find elsewhere.
I will buy more houses in the future because of a such tremendous experience with Katie and her team. New home buyers can get an amazing service with a profound knowledge in the field on top of honesty and professionalism with Katie.
Katie and Tanya were outstanding through the entire process and were very patience with us throughout. Great experience altogether!
Katie and her team are awesome. Thank You for all that you do
Keep up the good work!
Very professional and helpful
Katie, and the entire Katie Andy team are fantastic. Not only are they always consistent, they are direct and always polite.
Mr. Rincon was there to answer all my questions and concerns. He knowledge help me understand the process and made it easy.
They go above and beyond for clients. Great team to work with
Process was seamless. Any questions I had was promptly answered. I highly recommend Katie and her team.
I just want to say a very big thank you to all of you for making my dream come through, I really appreciate y’all from the bottom of my heart thank you again and God bless you.
Katie and the team handled this process very professionally and efficiently. My husband and I were very pleased to know that they were able to help us in every way possible
Great to do business with, they will take care of any issues and go above and beyond.....
Sunkanmi O A
Great overall experience.
Great communication, regular updates. Thank you for a smooth transaction!
Easy group to work with and very prompt to answer any questions.
Katie was great
Keep up the good work!
Katie was great to work with!
Thanks to Katie Andy for her professionalism and efficiency. Thank you to all the team members that worked with a Katie on this too, especially Shelly Brooks.
Very professional and understanding. Highly recommend!
Katie and her entire team are phenomenal at what they do. I couldn’t be more pleased
Katie always does a great job...although I have a choice of preferred lenders MY choice is clear.
Always great with Katie!
Anything was good
Highly customer centric services.
Katie is a jewel. She has been magnificent in helping and guiding us through our home buying process. I wish we had referral but will keep her in mind when someone is looking for a home loan.
Everything went great
Easy, smooth closing. Quick to respond. Fast funding!
I'm overly pleased with the professionalism, courtesy, interpersonal interactions & speed. I appreciate the entire team. Thank you.
Olaitan R O
I am so excited that you all were able to help this homebuyer get into a home because they have been a great couple to work with!
You guys are the best
Anytime I had a question about the process I would call Katie and she always explained everything in detail and was very direct at the same time. I always knew what was going on with Katie’s help. A-1 Job
Excellent customer service. I appreciate that he thinks in terms of solutions.
Thanks to Mr. Marcos his being so wonderful knowing him and using him as my loan officer, is always online ready to help and give you listen hears. Thanks Marcos!\
Thank you Katie! Always a pleasure to work with you! You are amazing!!!
Mike Griffin is a true professional. This is my third refinance with Mike over some years. The service is excellent, and his depth and breadth of mortgage origination knowledge and experience is extensive, second to none. Every step of the way was top notch. I’d recommend Mike to anyone in need of a Refi or purchase loan. I deeply appreciate the work he did to make my refinance take place.
InterLinc is so amazing and competent in doing business, He makes the impossible situation to be possible. I greatly appreciate.
Chinadi H O
He helped us to buy a home with ease.
Interlinc and his team went above and beyond to make buying our first home an incredibly easy and straightforward process. They were on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours. I can't recommend Interlinc and his Team enough!
Abyssinia M A
Mr. Marcos is an exceptional Loan Originator. He kept us advised every step of the loan process.
Mike did a really great job. He always made himself available for questions and as a first-time buyer, his experience made the process much easier.
James B M
Katie was above and beyond our expectations. My experience and overall time with her handling our loan have been nothing but amazing. We are very pleased and happy to have her guide us through this whole process.
Marcos is now my go-to loan officer. He's even become family. His knowledge and professionalism are exceptional.
Shirley I I
Marcos Rincon is the Best period 👌 🙌 💯
Katie Andy always takes great care of my buyers and goes that extra mile to ensure a smooth transaction. I have a choice between preferred lenders...she makes it an easy one.
Katie and her team were a delight to work with. They were professional, responsive, and nothing short of stellar. Interlinc went above and beyond expectations and communicated every step of the process effectively and efficiently to ensure a smooth and stress free closing. I would highly recommend Interlic, Katie Andy, and her team of professionals.
Katie is a top professional that knows exactly what the customer needs even when we didn't know the right Package for us. 1st class team!!
Thank you for making things easy to follow and for your patience and quick response to things!
Thank you so much!! Very grateful with all that you did for us.
Diane and the entire team are amazing and always keep the lines of communication open which is greatly appreciated!
Diane was extremely thorough with the buyers in answering all of their questions and put there mind at ease.
Katie and her team was thorough, knowledgeable, understanding and very timely in their response to my questions. I highly recommend them for those wanting “A Class” service.
Katie was a wonderful partner in this deal, which was one of the most challenging buying processes I've experienced. Over the course of almost a year and a dozen homes we were finally able to secure one for them. Katie and her team were tremendous in making sure that my clients had all of their resources and great communication throughout.
Thank you Katie for being extremely thorough, available, and so helpful!
Katie was fantastic!!
Mike was always quick to respond and had to really earn my client’s business. They interviewed two other agents and Mike won them over with his quick response time on a Sunday and exceptional communications throughout the entire process.
Katie is awesome
Katie was very responsive and helpful throughout the entire process. She answered all my questions in a timely manner and never seemed flustered. Great overall experience!
Always a smooth process with Katie
Katie and her team were outstanding
I have never experienced the level of follow-up executed by Mike Griffin. Incredible management of our file detailed and timely. Gave us a true sense that our business mattered and that he was on top of everything. A great experience in every sense of the word.
Patricia A M
Mike has the finest and most thorough follow up I’ve ever experienced.
Larry D M
Katie Andy is on top of the process and addressed all of our concerns and questions right away. We are pleased with the overall experience and would highly recommend InterLinc.
Katie made the process so easy as always!
I'll be back!!
I would call Katie for any of my loan questions and needs. She is absolutely amazing with all she does. Her knowledge is absolutely fantastic and she always gets back to me immediately. She always made me feel like I was her only client, even though I know I am one of many. Thank you, So much Katie!!! I so appreciate you!
Thanks for your hard work!
Our loan officer Katie Andy and the entire Andy team are nothing short of exceptional. Their timeliness, attention to detail and ability to work together cohesively and paying attention to every detail treating no loan the exact same. Is exactly why we will always continually work with the Katie Andy team!! Katie and her team are freakin’ fantastic!
Katie Andy and the entire team were thorough, quick to respond to any question, and were very pleasant to work with through our home buying experience. Would recommend using them 100%!
Great experience. Very smooth process.
Katie and her team were very easy to work with and helped get us closed quickly with no hiccups along the way. I highly recommend.
Katy is the best in the business and I will continue to refer her to any and everybody that I know that is going through this process. Couldn’t ask for a better person.
Katie is wonderful to work with and I will continue to utilize her and refer her to other people looking for a lender or refinance.
Mike is a pro. Quick, efficient, and helpful.
Bobby A G
Always a pleasure.
Great job Mike !!!!
Katie was great to work with.
Katie was very helpful and helped answer all of our questions at all times.
Very professional. Always replies promptly. Great home buying experience with Katie.
I would like to thank Katie and her team, I loved the experience of working with them, they were always on top of everything, they returned my calls every time I needed some help, and they kept me informed of the process the whole time. The experience that can be very stressful was extremely good thanks to Katie and her team.
Katie and the team are excellent!
Katie’s expertise with multiple loan programs designed for teachers helped me get into the home of my dreams. Thank you!
Mike was absolutely amazing I couldn’t have done it without him, he walked me step by step through the whole process till close.
Rafael R J
Went as smoothly as it could!
Brittani M B
Katie did a great job communicating with us and the portal was easy to navigate and complete the to do’s.
Everyone I worked with there was awesome. I really appreciated all the help with the process.
Melinda K P
Katie was a pleasure to work with. She made the process simple.
I'd like to thank Josh, Diana, Lindsey, Teresa & the rest of the Team for making owning our 1st home in Texas a reality. Words alone cannot express how we feel!! Truly Appreciated !!
Katie Andy is awesome! Not only is she knowledgeable, she is caring and truly passionate about helping people. Whether our clients buy with us or elsewhere we always have and always will continue to recommend Katie Andy and the InterLinc family.
You guys are my preferred lender already, and this transaction was especially challenging. I appreciate Katie getting my buyers through and keeping them happy and relaxed throughout.
Thanks! Smooth as always.
Katie is truly amazing! Her knowledge and dedication to our clients is above and beyond. My clients and I feel truly blessed to have her on our team.
Highly exceeded my expectations. I will use Mike for any and all future mortgage needs!
You provide excellent communication during the process. Katie did a superior job.
My refinance was a very streamlined and painless process with Katie and her team. Almost everything was completed electronically. And they were able to accommodate several scheduling issues for the final closing.
From filling out the application to signing title papers as new home owners, our experience was wonderful. A few mix ups and misunderstandings, but those were minimal and resolved within minutes. Communication is key and from the very beginning communication was at 100%.
Katie was fantastic. We were building new and it was a long frustrating experience, but she made the financial side a breeze.
Mike was really professional throughout the whole process, very responsive, very detailed, always seemed to have our best interests in mind. We would highly recommend Mike to anyone.
Katie is extremely patient and handles all issues expeditiously.
Mike was incredible to work with. We are first time home buyers and Mike was great at explaining every detail of the process. He also was very responsive and answered timely and transparently. We would 100% recommend him!
Monica G U
Katie and her team consistently go above and beyond in making a transaction work. There are very few "perfect" transactions. The real measure of good service is how professionals deal with the issues that come up along the way. Katie's team are always proactive and dedicated to getting a resolution and keep the file moving. That is one of the reasons she will always be my number one lender referral.
Great communication! Best I have had from a mortgage company.
Katie was great! She went above and beyond to answer our questions as first time homebuyers.
Everyone at InterLinc was professional, caring, and knowledgeable. Katie Andy and her team went above and beyond and make the process as easy as possible and made our first home purchase a great experience. We were very fortunate to have had a great realtor and great loan officer to help us on our journey.
Katie and her team were absolutely wonderful! There was nothing they could have done any better. Calls, texts and emails were responded to promptly and all my questions were answered in detail. Katie made me feel like I was her only client and took her valuable time. I can not say enough kind things about her company!
We were very satisfied in the process of purchasing our new home...very professional and amazing communication skills .
Katy and her crew helped me through what everybody knows to be a stressful and difficult experience. Thank you so much.
The loan processing was very smooth. Katie and her team was there to answer all the questions we had even outside of office hours. The closing was done in less than a month. We are very happy with the service.
I was kept informed throughout the process, I didn't need to ask questions.
Katie was AMAZING!!!!!!!!!!...I can even say that I made a new friend through all of this!...She was my rock and a listening ear through this whole thing…and guided me along the way!!
Katie and her team made the process smooth. We appreciated the clear communication at each step.
It was a stress free process knowing that professionals like Katie and Douglas will be able to guide and supporting me throughout this process.
Katie Andy was absolutely amazing from beginning to end. This was my first time buying a house. Katie held my hand and walked me through, patiently the whole way.
Katie Andy and her team has great passion for buyers to achieve home ownership.
As always it was a pleasure to work with you and your team. You've always treated me with your utmost professionalism and respect and I appreciate you and your team for that. Whatever happens in the future, I don't foresee myself going anywhere for such business. Trust is not a given rather it's earned. I believe we both have earned each other's trust. Thank you for all your assistance and patience working with me through it all.