A VA IRRRL (Interest Rate Reduction Refinance Loan) provides a streamlined process for refinancing a VA loan to take advantage of lower interest rates or to reduce the repayment period. The VA IRRRL is designed to reduce the interest rate of an existing VA loan or convert an existing VA adjustable rate mortgage loan into a fixed rate mortgage loan.
A VA IRRRL has several benefits, which include, but are not limited to:
A VA IRRRL cannot be used to refinance a non-VA mortgage. It must be a VA-to-VA refinance, and the IRRRL will reuse the entitlement you originally used.
Katie was a wonderful partner in this deal, which was one of the most challenging buying processes I've experienced. Over the course of almost a year and a dozen homes we were finally able to secure one for them. Katie and her team were tremendous in making sure that my clients had all of their resources and great communication throughout.
Thank you Katie for being extremely thorough, available, and so helpful!
Katie was fantastic!!
Katie was very responsive and helpful throughout the entire process. She answered all my questions in a timely manner and never seemed flustered. Great overall experience!
Katie is awesome
Katie and her team were outstanding
Always a smooth process with Katie
Katie Andy is on top of the process and addressed all of our concerns and questions right away. We are pleased with the overall experience and would highly recommend InterLinc.
Katie made the process so easy as always!
I'll be back!!
I would call Katie for any of my loan questions and needs. She is absolutely amazing with all she does. Her knowledge is absolutely fantastic and she always gets back to me immediately. She always made me feel like I was her only client, even though I know I am one of many. Thank you, So much Katie!!! I so appreciate you!
Our loan officer Katie Andy and the entire Andy team are nothing short of exceptional. Their timeliness, attention to detail and ability to work together cohesively and paying attention to every detail treating no loan the exact same. Is exactly why we will always continually work with the Katie Andy team!! Katie and her team are freakin’ fantastic!
Katie Andy and the entire team were thorough, quick to respond to any question, and were very pleasant to work with through our home buying experience. Would recommend using them 100%!
Katie and her team were very easy to work with and helped get us closed quickly with no hiccups along the way. I highly recommend.
Katy is the best in the business and I will continue to refer her to any and everybody that I know that is going through this process. Couldn’t ask for a better person.
Katie is wonderful to work with and I will continue to utilize her and refer her to other people looking for a lender or refinance.
Always a pleasure.
Katie was great to work with.
Katie was very helpful and helped answer all of our questions at all times.
Very professional. Always replies promptly. Great home buying experience with Katie.
I would like to thank Katie and her team, I loved the experience of working with them, they were always on top of everything, they returned my calls every time I needed some help, and they kept me informed of the process the whole time. The experience that can be very stressful was extremely good thanks to Katie and her team.
Katie and the team are excellent!
Katie’s expertise with multiple loan programs designed for teachers helped me get into the home of my dreams. Thank you!
Katie did a great job communicating with us and the portal was easy to navigate and complete the to do’s.
Katie was a pleasure to work with. She made the process simple.
Katie Andy is awesome! Not only is she knowledgeable, she is caring and truly passionate about helping people. Whether our clients buy with us or elsewhere we always have and always will continue to recommend Katie Andy and the InterLinc family.
You guys are my preferred lender already, and this transaction was especially challenging. I appreciate Katie getting my buyers through and keeping them happy and relaxed throughout.
Katie is truly amazing! Her knowledge and dedication to our clients is above and beyond. My clients and I feel truly blessed to have her on our team.
You provide excellent communication during the process. Katie did a superior job.
My refinance was a very streamlined and painless process with Katie and her team. Almost everything was completed electronically. And they were able to accommodate several scheduling issues for the final closing.
From filling out the application to signing title papers as new home owners, our experience was wonderful. A few mix ups and misunderstandings, but those were minimal and resolved within minutes. Communication is key and from the very beginning communication was at 100%.
Katie was fantastic. We were building new and it was a long frustrating experience, but she made the financial side a breeze.
Katie is extremely patient and handles all issues expeditiously.
Katie and her team consistently go above and beyond in making a transaction work. There are very few "perfect" transactions. The real measure of good service is how professionals deal with the issues that come up along the way. Katie's team are always proactive and dedicated to getting a resolution and keep the file moving. That is one of the reasons she will always be my number one lender referral.
Great communication! Best I have had from a mortgage company.
Katie was great! She went above and beyond to answer our questions as first time homebuyers.
Everyone at InterLinc was professional, caring, and knowledgeable. Katie Andy and her team went above and beyond and make the process as easy as possible and made our first home purchase a great experience. We were very fortunate to have had a great realtor and great loan officer to help us on our journey.
Katie and her team were absolutely wonderful! There was nothing they could have done any better. Calls, texts and emails were responded to promptly and all my questions were answered in detail. Katie made me feel like I was her only client and took her valuable time. I can not say enough kind things about her company!
We were very satisfied in the process of purchasing our new home...very professional and amazing communication skills .
Katy and her crew helped me through what everybody knows to be a stressful and difficult experience. Thank you so much.
The loan processing was very smooth. Katie and her team was there to answer all the questions we had even outside of office hours. The closing was done in less than a month. We are very happy with the service.
I was kept informed throughout the process, I didn't need to ask questions.
Katie was AMAZING!!!!!!!!!!...I can even say that I made a new friend through all of this!...She was my rock and a listening ear through this whole thing…and guided me along the way!!
Katie and her team made the process smooth. We appreciated the clear communication at each step.
It was a stress free process knowing that professionals like Katie and Douglas will be able to guide and supporting me throughout this process.
Katie Andy was absolutely amazing from beginning to end. This was my first time buying a house. Katie held my hand and walked me through, patiently the whole way.
Katie Andy and her team has great passion for buyers to achieve home ownership.
As always it was a pleasure to work with you and your team. You've always treated me with your utmost professionalism and respect and I appreciate you and your team for that. Whatever happens in the future, I don't foresee myself going anywhere for such business. Trust is not a given rather it's earned. I believe we both have earned each other's trust. Thank you for all your assistance and patience working with me through it all.