The Section 184 Indian Home Loan Guarantee Program is a home mortgage product specifically designed for American Indian and Alaska Native families, Alaska villages, tribes, or tribally designated housing entities. Congress established this program in 1992 to facilitate homeownership and increase access to capital in Native American Communities. With Section 184 financing borrowers can get into a home with a low down payment and flexible underwriting. Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.
ELIGIBLE BORROWERS:
ELIGIBLE AREAS:
Loans must be made in an eligible area. The program has grown to include eligible areas beyond tribal trust land. (Contact a Loan Originator for a complete list)
Horacio stepped in to help me with the whole process from start to closing when the other guy had me going for 4 months and had nothing to show for, so thanks Horacio for making this happen for my family and getting into our new home.
Fernando C
It was a process just like anything else, but Horacio and his assistant made it a lot easier.
Jasmine Z
It was a good experience. Everything went smoothly.
Daniel D G
Many thanks to Karen! She was so polite, patient, and informative. Being it was my first time purchasing a home, I had many questions, and she always took the time to explain each step to me; many times, more than once. Because of my crazy work schedule, I'd often message her in the late evenings, and she'd always reply even if she didn't know the answer off the top of her head. I appreciated her acknowledging my message and following up the next morning. Karen was a joy to work with.
Sabrina E M
I have been working with Horacio for over 3 years, he is a great lender, great communication with my clients. Love working with him and definitely will always recommend him. Thank you, Horacio, for your hard work.
Tania J S
Awesome service!!! Professionalism, patience and a people-first attitude. Thank you Horacio, Karen, Mary lou
Hector T
Great people, good communication
Julio C S
Everything was quick and easy.
Linda C
Very generous, always keeps you informed. Calls you for everything that is needed and helps on the process. I am completely satisfied with his work and will always recommend him. We build a relationship with the staff, always helping.
Johnny L
Quick and hassle-free.
Gloria R
Got it done in 4 weeks everything went smoothly great experience.
Marco R G
Horacio and his team went above and beyond to help me out. They were with me every step of the way and kept me up to date with all the information needed as well as they answered every question, I had for them with as much details as they could provide. Thank you so much Horacio and team!
Noradelia M Z
This was an amazing experience not only did he help with every step he took it to the next level and advocated for his customers so that we could get our dream home. Thank you, Horacio, for everything you do and your team!
Abel D
I want to thank Horacio for helping me with my goal in becoming a homeowner. Horacio went above and beyond to help me every step of the way and made sure I got the best deal possible. I highly recommend Horacio as he is both knowledgeable and an advocate for his clients.
Christina G
Horacio was always available and very transparent with me.
Sonia S
Highly recommend!! Excellent, proficient, and knowledgeable staff!!
Margaret L
My experience with Horacio Portes was VERY satisfying. Before I started working with Mr. Portes, I was having issues with the first lender Gold Financial, they were very unprofessional, and a waste of my time. When I met Mr. Portes, he took the time to explain and prepare me for the process, he made everything very clear for me to understand and was very responsive. If Mr. Portes wasn't available to answer my call or text, her made sure one of his team members contacted me back with an answer. Mary Lou and his staff members are as helpful and detailed as he is, so there wasn't ever any confusion. As a first-time buyer working with Mr. Portes was an awesome experience, I was very happy with the service he and his team provided and how great they communicated with me through the whole process, step by step!. I have already recommended their services to a couple friends of mine, and I know they will be as happy as I am. Thank you and your team for your hard work, I really appreciate it!!!
Jessica C
Horacio and his team were always available to answer any question that I had, the information was always clear, and they explained on every single change or doubt that I had. Thank, you very much for your advice.
Horacio R G
I want to thank Horacio and his colleagues they deserve more than just a raise you guys are awesome.
Richard B C
Very happy with Horacio Portes service and knowledge.
Evelin V
Always striving to work even the hardest deals possible. Great partnership.
Gloria R
Horacio’s team is great throughout the whole process. They help you make it possible to own a home. Highly recommend working with Horacio and his team. I have nothing but good things to say about them. I really didn’t think this was possible for me and was about to quit a couple of times but glad I didn’t, and glad Horacio and his team didn’t give up on me either.
Miguel A B
Mr. Portes has been extremely helpful and patient in our home buying process. We were first-time home buyers and we first started working with Mr. Portes in the year of 2021 because we were going to build a home. Things had changed with our builder and we decided to buy a built home instead now in August of 2022. Mr. Portes and his team worked diligently to make the process fast and simple for us. We closed in as little as three weeks! We couldn’t have been more grateful to have such a great lender. Highly recommend Interlinc Mortgage for first-time home buyers looking for an honest and experienced lender!
Vianey L R
Horacio was great!
Leonel F
Very responsive, very knowledgeable, we had a great experience!
Adrian C R
Good group of people they put a lot of effort to help you close on your dream home.
Jesus D
Horacio is a true professional. He sets clear expectations and if you can't reach him, he gets back to you in a timely manner. His team is also great to work with!
Oscar J T
Muy contentos con la forma en cual nos alludaron i mui agradesidos porque nos explicaban todo para agarar el mejor prestamo muchas grasias al equipo de interlinc.
Juan A G
Thank you InterLinc personnel for keeping your professionalism continuously regarding our real estate purchase. The process went forward with such ease with your knowledge in handling the matter. Your DocuSign system certainly facilitated the entire process. Thank you, again.
Estella G
Excellent work from Horacio and the team.
Christian S
My husband and I were very impressed of the professionalism of Horacio and his team. Excellent Communication. I will recommend them to my friends and family.
Annette M
Excellent customer service was provided by Horacio and Mary Lou!
Guillermo G G
Excellent customer service!
Tania S
Everyone who assisted me through the process was incredibly friendly and helpful. They helped make the whole process very transparent and easy to understand as we went through it.
Thomas R O
Very informative and always knowledgeable with my clients or questions I may have.
Gloria R
Very attentive and amazing customer service! Answered all the questions we had and very patient!
Monica M E
Great service and very fast process!
Nelly P A
Horacio and he's team worked very hard to get a close on my house. No matter what obstacles we ran into.
Cassandra D G
Very good experience, helpful and answered my questions.
Juan B G
They were very helpful in working with me along the way to get my loan approved.
Jaime A O
Great Customer Service
Rosa M I
everything was great.
Aaron I I
Excellent service.
Juan M Z
The loan process was not complicated, Horacio made everything really easy for me.
Karla V G
Thank you all for the support
Yessenia G
Great service very friendly and very informative.
Mario A S
smooth process !
Erica L
Thank you for assisting my clients And helping many families in the RGV. Horacio is Very Professional.
Tania S
Had an awesome experience, really nice and supportive employees.
Guadalupe A D
Horacio and his team have done an amazing job for all my buyers. He has made it fun, quick and very easy.
Michael G
Keep up the great work!
Jose V N
Wonderful and seamless
Paloma S
Horacio and his team went above and beyond my expectations. Excellent communication skills, fast delivery and most importantly results. I’ll refer Horacio and the Interlinc Mission team to everyone. Thank you.
Sandra C
Fantastic service! Best in business!
Ronaldo E
Overall satisfied.
Josue S F
Thank you for everything, overall satisfied.
Alondra L F
Horacio and his entire team were amazing through our whole process. Extra helpful and friendly.
Gina M P
Awesome service!!! Professionalism, patience and a people-first attitude. Thank you, Horacio!
Mario C
Thank you for not giving up on us and going to the extreme to help my family and I
Aldo P
Thank you for doing all you could in this entire process!
Deyna O
Horacio answered all emails and calls I'm a prompt manner. He made arrangements to be available when needed. Most importantly, He was professional and pleasant throughout the entire process. I will highly recommend Horacio and I look forward to working with Horacio him in the future.
Leticia T G
Interlinc Mortgage in my opinion is hands down the best Mortgage lender I have ever worked with in my 10 years as a realtor his supporting group & assistants are extremely knowledgeable and provide the best customer service in the industry & Horacio Portes is by far the best lender I have ever worked with thank you Interlinc.
Elias Q
Very Professional
Tania S
Horacio Portes and his team went above and beyond to make buying a home an incredibly easy and straightforward process. They were on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours. I can’t recommend Horacio Portes enough!
Xavier C
One of the Best mortgage lenders across Texas!!!!!
Juan T
It was an amazing experience you guys are the best made it look easy for me and my wife thank you so much.
Ramon M
Good Team !
Tania I D
Had the pleasure working with Interlinc the past 4 months and have to say it’s been pleasant… it was a fun and fast experience for my clients and me!
Michael G
it was a smooth transaction.
Gena M S
the services great. The personal very nice but Horacio was kind of proponent, he needs to learn how to treat clients.
Graciela L
Great to work with!
Lisa F
Awesome team. Horacio, Mary Lou and the whole team made this experience so easy and stress-free. Would recommend them to ANYONE.
Tomas R M
Very good service. Made the transaction easy to follow and very informative.
Fernando R
