NMLS #: 1608693
5105 N. 10th St.
Suite B
McAllen, TX 78504
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Since 2016, my dedication has been to helping individuals achieve their homeownership dreams. As a Texas State University alum committed to excellence, I've translated that commitment into a successful career guiding clients through the ideal home financing process. Beyond mortgages, I'm a proud mom to two sports-loving boys, understanding firsthand the importance of finding the perfect home for your family. Let me bring my expertise to ensure a seamless and enjoyable home-buying experience for you and your loved ones.
In addition to my passion for mortgages and family, fitness is a joy that fuels my well-being. I believe in maintaining a healthy lifestyle, mirroring my commitment to your financial well-being during your home purchase. Let's work together to build a strong foundation for your homeownership goals. During my cherished time off, you'll likely find me soaking up the sun at South Padre Island's beautiful beaches or exploring the scenic wonders of Central Texas Hill Country.
Whether you are buying a home for the first time, purchasing an investment property, looking to renovate, or refinancing your home loan, our commitment to you is to leverage our experience to navigate the complicated marketplace and find the highest quality home loan that fits your unique situation and needs. Our team is not only dedicated to finding the right loan for you, but we will also ensure you are getting some of the lowest mortgage rates available. We pride ourselves on the collaborative relationships we build, and through every branch of our lending family, you will experience exceptional quality from start to finish.
Great communication Always on top everything that was needed. Made the whole experience very smooth.
Eduardi R.
Jessica was very helpful and flexible.
Barbara E.
Thank you for everything Excellent service
Heriberto M.
Jessica was great ! MaryLou was great help as well. Made me feel at home
Kelsey J.
Awesome overall experience!
Cristian A.
Jessica was amazing as I first contacted her a couple of weeks before my build was done.
Jessica M.
During the entirety of the loan process, Jess was always available to sit down and answer every question we had. Being first time home buyers can be very stressful, but we quickly realized we had a great team looking out for our best interest. Would definitely recommend!
Maritz S.
Once again a great experience with Ms Jessica, will continue to refer her out to my clients, family, and friends!
Ruby D.
Jessica was absolutely amazing! She was able to answer all questions and would get back to us in a timely manner.
Clarissa M.
Jessica was excellent! Always accessible to answer all of our questions and needs. Completely explaining everything we needed to know and just making this whole process really smooth! I'm really grateful for her and will totally recommend her !!!!
Luis M.
Good loan officer! Always helping us out with any questions!
Julian A J
Jessica Olivares was exceptional throughout the entire
process. From day one to closing we were well informed and had all our
questions answered. What I thought was going to be a stressful process ended up
being the exact opposite. Thank you, Jessica, for your professionalism and
attention. We will be returning.
Christian J M
Jessica was great all throughout this process! Answered all
of questions and cleared any doubts in a very timely manner! Would definitely
love to work with her and her team again!
Ruby E D
Her patience to explain everything to us step by step.
Jorge A E
Great communication
Asusena R
Jessica and her team helped out a lot with getting
everything I needed to be able to close on my house.
Lizette F
Jessica was very helpful since the beginning and answered
all of our questions throughout the process super-fast !
Cinthya M P
She was always there when I had questions. No matter what
time it was she always was available to call or tex. Also kept me up to date
with the hole process and how it would work.
Emilio V
Jessica was very helpful which in turn made the process
great with her help the process was easy . From the initial preapproval till
the end. I submitted everything via email she kept me updated throughout the
process letting me know everything I needed to know about my loan. Even with
her busy schedule she responded whenever I had questions I’m glad I was able to
meet her at the closing, Thank you Jessica for your attentiveness and all your
hard work. I truly appreciate it!
Anabel G
Very knowledgeable and kind quick to answer any questions.
Nancy A
Excellent customer service!
Jessica A C
Very smooth process.
Armando O
She was hands down amazing!
Elaina R B
Jessica was super amazing answer all questions gave me
great advise on what I needed to do to get approved and helped with my credit
without her I would never have been able to get the house of our dreams thank
you sooooooo much!
Edward G B
We always felt Jessica had our best interest at heart. She
was patient and understanding being that this was our first home and made sure
all questions were answered in a timely manner. We are so appreciative for her
knowledge, understanding, and communication.
Veronica G R
Jessica was really patience with us and always gave us the
best advice. I greatly appreciate all her hard work and I am glad we were able
to work together in achieving our first home.
Yesenia R
Great communication with a friendly service.
Mario A D
Jessica was always available to answer any and all of my
questions in a timely manner. Made me feel very comfortable as she always
showed genuine care.
Maria D R S
Jessica and her support staff, (Mary Lou) were always o.
Top of the process. I never had a worry or question that they didn’t answer.
This was a very smooth and efficient process. I am a very satisfied customer.
Debra S E
Working with Jessica had been so great! She answers every
question I might have or any one of our clients! Can’t wait to continue to
close more deals together!
Ruby D
Great job!
Christian R O
I’m so thankful to have the best team at Interlinc Mortgage
they helped me out even when I wanted to quit. The patience and not mention
even working on the weekends is a HUGE PLUS since my husband works far away and
is only home on weekends. 100/100
Jose D J C
Great communication and understanding
Jacob A G
I am very grateful for Jessica's help. She is very
knowledgeable and went above and beyond to help us during the process.
Luisana E
As a real estate professional, communication is key.
Working with Jessica, kept me informed of the status of our borrower's loan
every step of the way. She made the whole process stress-free, and you can tell
she’s very experienced and highly qualified as a loan officer.
Jonathan L
Huge thank you to Jessica for always being very patient,
caring, and responsive There hasn’t been a question she hasn’t been able to
help us with. We’re super happy with the service she provides!
Ruby D
Everyone was on point and patient with closing the
transaction.
Norma L C
My experience with InterLinc, specifically, was great! I
always received timely answers to all of my questions.
Yvonne Z
Great lender to work with
Martha L G
Great teamwork
Jesus A R
Jessica was great and thoroughly explained the process for
my first-time buyer they went in nervous and came out homeowners and they are
EXCITED it makes this so easy for me as a realtor because with the crazy market, I know that my buyer is in good hands and was always updated
Anthony E
All the people whom I spoke to during the loan process were
professional, knowledgeable, and will help. They answered all my questions and
got back to me timely making the experience great!
Hope A A
Ms. Olivares was great and kept us informed of everything
that was happening and was a quick and pleasurable process.
Jose R V
Made first-time home buying less stressful, and as smooth
as possible.
Josie M
Overall had a great experience.. Jessica was great and always
answered our questions.. Marylou came in also and put our minds to ease and
helped us out a lot. Would definitely recommend..
Raquel T
Great first-time home buyer experience
Cesar R P
Fast in their process, & they really helped.
Pablo R
Great service! Jessica is very helpful and always answers
fast! I’m glad I’m able to refer clients to her!
Ruby D
My experience with InterLinc was amazing. Jessica assisted
us throughout the entire process by answering every question we had with
patience and kindness. Jessica guided us every step of the way in purchasing
our first home. She was knowledgeable & so helpful!
Justina L G
Jessica always does amazing with our clients. Has awesome
communication every step of the way and closes our loans in a very efficient
manner.
Nydia G
Great overall experience with knowledgeable and helpful
staff
Mario M
Jessica always answered our phone calls, msgs, and emails.
She was very patient and never gave up on us ?.
Sergio P
Thank you for everything!
Joseph C A
Jessica was amazing, she was very informative and took her
time to explain the things that I didn't understand. Jessica made it a
wonderful experience.
Ana C A
I’d like to thank Jessica, Ana and Mary Lou for making the
process easy and fast. They were super attentive to any questions we had and
also had great communication!
Monica L
"On Time and As Agreed!" It’s not just a motto, it is a promise. At InterLinc Mortgage Services, we believe that in order to deliver the “service without exception” experience to each and every one of our clients, we must have the ability to manage every aspect of the mortgage process. As a mortgage company, we provide in-house origination, processing, underwriting, and closing. By using this full-service approach, we do not have to rely on anyone but our own team members to fulfill our commitment to you and get your loan closed “On Time and As Agreed!”
Branch NMLS #: 2551676
Copyright 2024 InterLinc Mortgage Services, LLC. All Rights Reserved. NMLS # 205696, NMLS Consumer Access.
InterLinc Mortgage Services, LLC. 5875 N Sam Houston Parkway West, Suite 300, Houston, TX 77086. NMLS ID# 205696. InterLinc is an Equal Housing Lender. Programs, rates, terms and conditions are subject to change without notice. Updated as of 8/22/22
By providing your contact information, you agree to receive text messages from InterLinc Mortgage Services. We will never share, trade, or otherwise sell your personal information such as Phone numbers and SMS consent to third parties under any circumstances. You may opt out of receiving text messages at any time by texting “STOP” to our text messages or via the Consumer Privacy Opt-Out Form.
A conventional loan, or "traditional" loan, is a conforming mortgage that follows the guidelines put in place by Freddie Mac and Fannie Mae.
620 min FICO
Down Payment Options:
- 3% First Time Home Buyer
- 5% Primary Residence
- 20% Investment Property
- 10% 2nd Home
Max Loan Amount $766,550
A conventional 97% LTV (loan-to-value) loan is similar to the traditional conventional loan; however, this specific program allows prospective home buyers to purchase a home with only a 3% down payment. To qualify, the following guidelines must be met:
*Other restrictions may apply.
A conventional 97% LTV (Loan-to-Value) loan is an attractive option to first-time home buyers as the qualifying guidelines typically meet their home buying profile. Another benefit of this loan program is that it allows for its entire 3% down payment to come from gifted funds; however, the gift must come from a person related to the borrower by blood or marriage, or the borrower's legal guardian, domestic partner or fiance/ fiancee.
A great government-backed loan for first-time homebuyers or those with higher debt-to-income ratios. FHA loans have flexible qualifications and only require a small down payment.
580 Min FICO
Max loan amount $498,257 (can vary per county)
FHA Mortgage Loan Limits website: https://entp.hud.gov/idapp/html/hicostlook.cfm
Minimum Required Investment (MRI) of at least 3.5 percent of the Adjusted Value.
1.75% UFMIP (Up Front Mortgage Insurance Premium)
.85% MIP (Monthly Insurance Premium)
A VA loan is a mortgage option, guaranteed by the Department of Veterans Affairs, for Veterans who meet the VA's guidelines for military service. VA loans offer low upfront costs for Service Members, Veterans, and eligible surviving spouses.
*To determine your eligibility to participate in this program, just provide your Certificate of Eligibility (COE) or your Discharge/Separation form (DD214). If you do not have your COE, you can request one using form 26-1880.
580 Min FICO
VA Funding Fee - The veteran pays a funding fee to help defray costs of the VA Home Loan program.
VA Funding Fee Table: https://www.benefits.va.gov/homeloans/documents/docs/funding_fee_table.pdf
VA Funding Fee may be rolled into the loan amount
USDA Loans are available to millions of eligible primary home buyers with low to moderate incomes. For homes located in an approved rural area as defined by the USDA. USDA Income and Property Eligibility Site: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
This mortgage option was developed to promote the purchase of homes in rural areas with low mortgage insurance. USDA Loans are backed through the Rural Housing Division of the U.S. Dept. of Agriculture.