Loan Originator
NMLS #: 1860628
IN Lic# 25972
KY Lic# MC701663
12910 Shelbyville Rd.
Ste. 147
Louisville, KY 40243
By providing your contact information, you agree to receive text messages from InterLinc Mortgage Services. We will never share, trade, or otherwise sell your personal information such as Phone numbers and SMS consent to third parties under any circumstances. You may opt out of receiving text messages at any time by texting “STOP” to our text messages or via the Consumer Privacy Opt-Out Form.
Whether you are buying a home for the first time, purchasing an investment property, looking to renovate, or refinancing your home loan, our commitment to you is to leverage our experience to navigate the complicated marketplace and find the highest quality home loan that fits your unique situation and needs. Our team is not only dedicated to finding the right loan for you, but we will also ensure you are getting some of the lowest mortgage rates available. We pride ourselves on the collaborative relationships we build, and through every branch of our lending family, you will experience exceptional quality from start to finish.
Very professional staff. We knew what was expected and required of us from the very first meeting. There were no surprises during this entire process. Everyone we worked with was professional, knowledgeable and extremely helpful!
These guys are great! Got the job done when others faltered. THANK YOU!!!
I was in a tight spot, and trying to close on my very first house in just 28 days. InterLinc did a great job talking me through the process, letting me know what they needed, keeping me informed of the status and any revisions needed, and processing everything to meet the deadline. They are fast, courteous, and I highly recommend them!
InterLinc Mortgage went above and beyond from the first time I submitted my information online. They called me back the day I submitted......on a Sunday! Wow! The home buying process was smooth and I was called AND emailed every step of the way. I can't say enough good things about ALL of the people at InterLinc!
InterLinc Mortgage Services, LLC was great to work with. From our initial contact until the day of closing they were very professional, kept us updated on every step of our mortgage loan process, and made our new home purchase a smooth process. I would recommend InterLinc to anyone looking for a mortgage company. Courteous, Caring, Professional.
Great with keeping you updated and always explained everything so that it was easy to understand. Always called back and kept me informed about any new details from start to finish.
Great service! Great team! Great communication! I am a first time buyer and I had no idea what I was getting myself into and this team made this process taste like cake!
My preferred lender to send my customers and clients to. They always go above and beyond and do what it takes to get it closed, often times ahead of schedule too!! Excellent follow up and they treat my customers like a person and not a number. Highly recommend!!
The whole process was smooth, even though my wife and I had never been through buying a house before. The team was easy to work with and made sure we knew what the next step was to get us through to the end.
Very efficient. Gave us help with things they did not have to in order for this to be smooth and easy for us! Would absolutely use them or recommend them!
Great people, Great service, I wish someone had told me about InterLinc sooner. They work with you step by step through the whole process. If something isn't right you will get a call. Have questions? They will be there to answer them.
There are many mortgage companies to work with, but hands down the InterLinc team should be your choice! Friendly and supportive!
The ability to review and sign digitally, even on phone, was a great time saver!
InterLinc made our purchase of a new home not only an easy process but painless as well. The entire staff was there to support us each step of the way.
The entire team is incredible and make all the process so simple. Thank you so much for your help.
Approval went so smoothly with this company. I would recommend them highly. Great people to work with!! 5 stars definitely!!
The service was outstanding. They were patient. Encouraging, and very knowledgeable. We can't thank them enough for helping make our dream of owning a home come true.
Great to work with! Made it easy for us and answered all our questions along the way. Wonderful experience. THANK YOU!
This team was amazing! Not only did they get us the rate that we wanted, but closed us in 20 days!! Thank you so much!!
The team at InterLinc is amazing! After relocating back to Texas we thought it would take several months to obtain a mortgage. We found a house we loved, applied for our loan and were closed, funded and moved in exactly 4 weeks after applying. The staff is honest, professional and hardworking. I am so grateful for their awesome work and highly recommend them for anyone looking for a mortgage loan.
The Best!!! Stress free!! Always kept in contact and provided me with the best service. Never doubted my ability to become a homeowner. Made sure I understood all the background information and broke down everything I needed to know about my mortgage. Best experience.
First off let me say thank you for manner that you and your team of "PROFESSIONALS" handled this transaction. I have been in the Real Estate industry in Montgomery, AL for almost 30yrs. I have worked with several Real Estate companies, as well as owned my own firm. Over the years I have had every experience imaginable with lenders. Needless to say this is the first time that I have ever felt compelled to write to commend a company for the services rendered. The manner in which you "managed" this transaction, as well as the Client from start to finish was superb!
As I said you guys are a team of "PROFESSIONALS"... Which I believe is a word or title in today's society that is taken to lightly. Many may profess to be… but you guys OWN IT!!
How did you do? A+
There are many mortgage companies to work with, but hands down the InterLinc team should be your choice! Friendly and supportive!
Great people, Great service, I wish someone had told me about InterLinc sooner. They work with you step by step through the whole process. If something isn't right you will get a call. Have questions? They will be there to answer them.
InterLinc made our purchase of a new home not only an easy process but painless as well. The entire staff was there to support us each step of the way. I think the thing I liked best was that even though they do this day after day they understood that this is not something the rest of us do very often. I even had one of the staff member ensure me that she had my back. What a nice feeling.
The entire team is incredible and make all the process so simple. Thank you so much for your help.
Approval went so smoothly with this company. I would recommend them highly. Great people to work with!! 5 stars definitely!!
The service was outstanding. They were patient. Encouraging, and very knowledgeable. We can't thank them enough for helping make our dream of owning a home come true.
"On Time and As Agreed!" It’s not just a motto, it is a promise. At InterLinc Mortgage Services, we believe that in order to deliver the “service without exception” experience to each and every one of our clients, we must have the ability to manage every aspect of the mortgage process. As a mortgage company, we provide in-house origination, processing, underwriting, and closing. By using this full-service approach, we do not have to rely on anyone but our own team members to fulfill our commitment to you and get your loan closed “On Time and As Agreed!”
Branch NMLS #: 1087855
Copyright 2024 InterLinc Mortgage Services, LLC. All Rights Reserved. NMLS # 205696, NMLS Consumer Access.
InterLinc Mortgage Services, LLC. 5875 N Sam Houston Parkway West, Suite 300, Houston, TX 77086. NMLS ID# 205696. InterLinc is an Equal Housing Lender. Programs, rates, terms and conditions are subject to change without notice. Updated as of 8/22/22
By providing your contact information, you agree to receive text messages from InterLinc Mortgage Services. We will never share, trade, or otherwise sell your personal information such as Phone numbers and SMS consent to third parties under any circumstances. You may opt out of receiving text messages at any time by texting “STOP” to our text messages or via the Consumer Privacy Opt-Out Form.
A conventional loan, or "traditional" loan, is a conforming mortgage that follows the guidelines put in place by Freddie Mac and Fannie Mae.
620 min FICO
Down Payment Options:
- 3% First Time Home Buyer
- 5% Primary Residence
- 20% Investment Property
- 10% 2nd Home
Max Loan Amount $806,500
A conventional 97% LTV (loan-to-value) loan is similar to the traditional conventional loan; however, this specific program allows prospective home buyers to purchase a home with only a 3% down payment. To qualify, the following guidelines must be met:
*Other restrictions may apply.
A conventional 97% LTV (Loan-to-Value) loan is an attractive option to first-time home buyers as the qualifying guidelines typically meet their home buying profile. Another benefit of this loan program is that it allows for its entire 3% down payment to come from gifted funds; however, the gift must come from a person related to the borrower by blood or marriage, or the borrower's legal guardian, domestic partner or fiance/ fiancee.
A great government-backed loan for first-time homebuyers or those with higher debt-to-income ratios. FHA loans have flexible qualifications and only require a small down payment.
580 Min FICO
Max loan amount $524,225 (can vary per county)
FHA Mortgage Loan Limits website: https://entp.hud.gov/idapp/html/hicostlook.cfm
Minimum Required Investment (MRI) of at least 3.5 percent of the Adjusted Value.
1.75% UFMIP (Up Front Mortgage Insurance Premium)
.85% MIP (Monthly Insurance Premium)
A VA loan is a mortgage option, guaranteed by the Department of Veterans Affairs, for Veterans who meet the VA's guidelines for military service. VA loans offer low upfront costs for Service Members, Veterans, and eligible surviving spouses.
*To determine your eligibility to participate in this program, just provide your Certificate of Eligibility (COE) or your Discharge/Separation form (DD214). If you do not have your COE, you can request one using form 26-1880.
580 Min FICO
VA Funding Fee - The veteran pays a funding fee to help defray costs of the VA Home Loan program.
VA Funding Fee Table: https://www.benefits.va.gov/homeloans/documents/docs/funding_fee_table.pdf
VA Funding Fee may be rolled into the loan amount
USDA Loans are available to millions of eligible primary home buyers with low to moderate incomes. For homes located in an approved rural area as defined by the USDA. USDA Income and Property Eligibility Site: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
This mortgage option was developed to promote the purchase of homes in rural areas with low mortgage insurance. USDA Loans are backed through the Rural Housing Division of the U.S. Dept. of Agriculture.