The InterLinc Mortgage Services Difference

At InterLinc Mortgage we believe that in order to deliver the “service without exception” experience, we must have the ability to control every aspect of the mortgage process. As a mortgage banker, InterLinc Mortgage provides in-house origination, processing, underwriting, and closing. What that means to you as a customer or Real Estate friend is that we don’t have to rely on anyone but our own team members to get your loan closed “on time and as agreed”.

Whether you’re buying a home for the first time or looking to refinance your existing mortgage, our promise to you is to leverage our experience to navigate the complicated marketplace and find the highest quality home loans. Not only will our team of mortgage professionals help find the right loan for you, but they will also ensure that you’re getting some of the lowest mortgage rates available.

At InterLinc Mortgage, your story is our story, and we are committed to helping you reach your goals. Whether you’re purchasing, refinancing or renovating your home, our team of mortgage professionals is available and ready to provide you with the personal and prompt attention you deserve. Contact us today for assistance with all your mortgage needs!

Meet the Team

Sheryl Douglas

Branch Manager
NMLS# 518429
FL Lic #LO19164

Sheryl is an experienced loan officer of 16 years with the ability to think outside the box. She has a team that assists her closely with all loans to make sure she makes closing as easy as possible and with the best service. As the spouse of a retired Military member, she enjoys doing VA loans and has perfected the originating of these loans. Sheryl is also very experienced in Rural Housing, FHA, FHA bond, Conventional and Condo loans. The most important thing to her and her team is to offer the best service to their customers and business partners. In her free time, Sheryl enjoys spending time with her husband, watching her twin daughters, Kayla and Kelsey, play college soccer at UWF, and camping. Raising their two grandsons also keep her and her husband busy!

Lindsay Carr

Loan Officer
NMLS# 1449525
FL Lic #LO36800

Lindsay Carr was born and raised in the Fort Walton Beach area. She received her Bachelors’ in Biology from the University of West Florida. After graduation, she decided to take a different route and started her career in the mortgage industry. Lindsay’s passion for numbers, as well as serving others, is shown by working diligently through any challenge that may present itself during the home buying process and her dedication and commitment to her customers in providing them with her exclusive and full attention. Lindsay’s work is detailed and steady and she communicates not only with customers, but all persons involved in the transaction. Her goal is to provide an experience that is flawless and rewarding. The team she works with is firmly in place to support each other to ensure smooth business at all times. Collectively, they have the knowledge to overcome any unforeseen obstacles that may occur and will work any hours to meet or beat deadlines and commitments.

Due to the Fort Walton Beach area having a strong military presence, Lindsay specializes in VA loans along with Conventional, FHA and USDA home loans.

Paige Gailor

Loan Officer
NMLS# 1207116
FL Lic #LO36420

Bio Coming Soon!

Bill Kuhl

Loan Officer
NMLS# 1555274
FL Lic #LO37823

I was born in Omaha, NE, and shortly thereafter moved to Melbourne, FL and have essentially lived in Florida my entire life. I have seen the state transform from mosquito swamps and empty beaches to the hub of international tourism. I have lived with and witnessed the development of central Florida and the condo boom of the coastline with mixed emotions.

Cole Mertins

Loan Originator
NMLS# 1615432
FL Lic #LO57341

Cole Mertins grew up in Morgantown, West Virginia and attended West Virginia University acquiring a Bachelor’s degree in Advertising and Business Management. (Let’s Go Mountaineers!) Upon graduating college, Cole decided to make the move to Florida’s Emerald Coast for the healthy lifestyle, beautiful beaches, and competitive golf. After Cole purchased his first home, with the help of InterLinc Mortgage, he became captivated and determined to pursue a career in the mortgage industry so he could help people fulfill their dreams of homeownership.

In his spare time you can find Cole on the golf course, on the beach, and at the dog park with his pups, Sugar and Nyles. He is always available night or day to answer any questions or concerns about the mortgage process. Let Cole’s ambition be your tool to a smooth and rewarding mortgage experience!

I will do my best to always:

1. Be prepared
2. Keep it simple
3. Be accessible – ALWAYS
4. Be accountable – if I can’t solve the problem. I will find the person who can.

Kelsey Douglas

Licensed Loan Partner
NMLS# 1755599
FL Lic #LO62070

Kelsey Douglas (along with her twin sister) was born in Germany, while her father was stationed at Ramstein Air Force Base. She moved to Fort Walton Beach at a very young age and considers herself a local. Kelsey recently graduated Magna Cum Laude from the University of West Florida with a Bachelors in General Business along with two minors (Marketing and Management). While at UWF she played soccer for the Argos while balancing her academic workload.  Being a student athlete honed not only her time management skills but how to prioritize tasks and vital skills in the mortgage industry. Her goal was always to peruse a career as a loan officer and recently earned her mortgage license.

Contact Us Today

Contact Us Today - Sheryl Douglas
Fort Walton Beach Area

Company NMLS ID# 205696
Branch NMLS ID# 1564814

922 Mar Walt Dr., Suite 203
Fort Walton Beach, FL 32547

Main Number:
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