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CHECK YOUR BUYING POWER
loan officer

Joseph D. James

Loan Originator

NMLS #: 1831515
AR Lic# 116619

2500 Alexander Drive
Suite G
Jonesboro, AR 72401

870.627.3608 - o
870.926.3329 - c
870.201.9707 - f

I am an Arkansas native, born and raised in the Northeast corner of the state in Jonesboro. I lived in the Fayetteville area for almost a decade, and I went to Harding University in Central Arkansas. I know this wonderful and beautiful state, and I know the people. I absolutely love our Natural State, where it “isn’t that the mountains are so high, but that the valleys are so low.” Arkansas is a great place to live and her people a joy to work with.

I have two wonderful and unique children. Jett is my oldest, a very sweet and kind boy who loves sports almost as much as he loves others. His compassionate and caring heart is a true wonder in this world. Sadie Jo is my younger daughter who has vibrant and hilarious personality to match her southern name.

I have been a lifelong member of the Southwest Church in Jonesboro, and served at many other churches across the state. My background is church-work, but I love serving people and seeing them and their families flourish. If I have learned anything from my 14 years of ministry experience, it is that every person is unique with a unique story – we all have flaws, hurts and hang-ups, but we overcome those flaws best when we work together.

Our branch has extensive experience in most areas of lending, including: Conventional Loans, Rural Development Home Loans, FHA Loans, Down Payment Assistance, Renovation / Construction Loans and Bank Statement Programs for Self-Employed Borrowers. We have lots of lending solutions for a diverse community!

Whether you are buying a home for the first time, purchasing an investment property, looking to renovate, or refinancing your home loan, our commitment to you is to leverage our experience to navigate the complicated marketplace and find the highest quality home loan that fits your unique situation and needs. Our team is not only dedicated to finding the right loan for you, but we will also ensure you are getting some of the lowest mortgage rates available. We pride ourselves on the collaborative relationships we build, and through every branch of our lending family, you will experience exceptional quality from start to finish.

loan officer

Rachel Romine

Unlicensed Loan Partner


rromine@lincloan.com

Jonesboro, AR.

Branch NMLS #: 1840917

2500 Alexander Drive
Suite G
Jonesboro, AR 72401

870.926.3329 - c
870.201.9707 - f