The right loan, every time!
A VA loan is a mortgage option guaranteed by the Department of Veterans Affairs for eligible Veterans, Service Members, and surviving spouses. VA loans offer low upfront costs and flexible qualification options.
- Low upfront costs
- No down payment required with full entitlement (up to the VA appraised value)
- No monthly mortgage insurance (PMI)
- Gift funds allowed
- No cash reserve requirements
- Sellers may pay for required repairs and closing costs
- No pre-payment penalty
- 580 minimum FICO
- VA Funding Fee applies (helps support the VA Home Loan program)
- The VA Funding Fee may be financed into the loan
- Visit VA.gov for current funding fees and loan closing costs.
If you are a veteran interested in a refinance, visit our VA Interest Rate Reduction Refinance Loan page.
To determine eligibility, provide your Certificate of Eligibility (COE) or Discharge/Separation form (DD214). If you do not have your COE, no problem! Call your loan originator today and they can pull it for you and provide further instructions.
what our customers say
Here's a couple of comments from Terry and I: 1. The process of submitting required documentation could be streamlined . 2. Sharing of documentation internally maybe an area to review.
Alvin, TX, 09/11/2026
Lisa was fantastic and made the process so easy for a first time home buyer like me! Highly recommend her to anyone needing to start their homebuying process
Dothan, AL, 09/11/2026
Sin palabras con excelente personas los recomiendo buen trato comunicación experiencia súper buenos
Louisville, KY, 09/11/2026
Alex and Interlinc Mortgage were phenomenal. They exceeded every expectation every step of the home buying process. They made my family's dream home possible. Go with them if you want a smooth and efficient home buying process from outset to close.
09/10/2026
Thank you for all the services provided
Kissimmee, FL, 09/10/2026
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