Jerry Smith
NMLS #: 649483
Licensed in: Alabama, Georgia
(706) 594-1306 - cell
(706) 940-0329 - fax
jsmith@lincloan.com
Mon - Fri: 9:00am - 5:00pm
Sat - Sun: Closed
Get to know Jerry Smith
For over a decade, I've had the privilege to assist families in the Columbus, Harris County, and East Alabama markets with their real estate lending needs. Using a local lender that you can contact at any time is extremely important when you are making one of the largest investments of your life. I treat my clients the way I'd like for people to treat my grandparents. My previous clients have learned that they will always be more than an account number when they deal with me.

Whether you are buying a home for the first time, purchasing an investment property, looking to renovate, or refinancing your home loan, our commitment to you is to leverage our experience to navigate the complicated marketplace and find the highest quality home loan that fits your unique situation and needs. Our team is not only dedicated to finding the right loan for you, but we will also ensure you are getting some of the lowest mortgage rates available. We pride ourselves on the collaborative relationships we build, and through every branch of our lending family, you will experience exceptional quality from start to finish.
Meet My Dedicated Team
Licensed Loan Partner
kscarbrough@lincloan.com
Licensed Loan Partner
NMLS 2809945
smallory@lincloan.com
Loan Processor
tdupree@lincloan.com
what our customers say
Jerry Smith and team was awesome to work with. He explained everything and completed the process with out a flaw and had us prepared for all the expected steps in the home purchasing process. I would recommend Jerry and team to anyone wanting to purchase a home.
Justin G B.Midland, GA, 09/10/2026
The entire process was great!
Amber M T.Waverly Hall, GA, 09/5/2026
I liked the videos it helped
Bradley W S.Smiths Station, AL, 09/2/2026
as of now the whole experience has been outstanding, jerry always answers calls and has the answers.he kept us informed every step of the process and continues to do so. Really I can't find the words to express how happy we are with Jerry and his whole team. The entire...
Thelma J S.Columbus, GA, 08/29/2026
Jerry was a great to person to work with. He answered every question clearly and quickly. The whole entire process went smoothly. I highly recommend him.
Timothy T C.Phenix City, AL, 08/27/2026
